There are two versions of the Inclusive Card, namely the Inclusive e-card launched by China Unicom and the Inclusive Credit Card launched by rural credit cooperatives. Among them, Puhui e-card is a 1 yuan daily rental card launched by China Unicom, and Puhui credit card is a credit card. Inclusive credit cards can be applied directly to rural credit cooperatives, and certain conditions must be met when applying.

When users apply for a credit card, different users get different credit lines. Generally, users can get more credit lines when they have more proof of personal financial resources. After the user gets the newly applied credit card, it must be activated before it can be used. You can choose different activation methods.

Credit cards must be repaid on time after daily use and cannot be overdue, because penalty interest will accrue after overdue payment, and the longer the period, the greater the penalty interest. In fact, when you cannot repay on time after using a credit card, you can use installment repayment or the minimum repayment amount, so that you can reduce the monthly repayment amount and avoid overdue payments.

Overdue credit card repayments will be uploaded to the credit reporting center, causing personal credit reporting to become bad. Moreover, after the debt is returned, it will continue to be saved for 5 years, and will automatically disappear after 5 years. If the debt is not repaid, the overdue record will always be recorded on the credit report.