The annual fee for the credit card (debit card) of Industrial Bank is 200, which means that the credit card (debit card) of Industrial Bank will charge 200 yuan as the annual fee. Credit cards (debit cards) are charged on an annual basis except for life-long annual fees. The annual fees charged by different card grades are different. The higher the grade, the more the annual fee. Some platinum cards are rigid, that is, the annual fee cannot be reduced.
Therefore, the annual fee for the credit card (debit card) of Industrial Bank is 200 yuan, and the annual fee can be reduced if the user swipes the card for a certain number of times.
I want to ask if Industrial Bank is hungry. How much is the annual credit card fee?
The co-branded credit cards issued by Industrial Bank are divided into three levels: Platinum Card (Elite Edition), Gold Card (Standard Card, Food Card) and Puka.
The annual fee collection standards and exemption conditions are as follows:
1. Annual fee standard for ordinary cards: 80 yuan as the main card and 40 yuan as the supplementary card.
2. Gold card annual fee standard: the main card is 200 yuan, and the supplementary card is 100 yuan.
3. Annual fee of Platinum Card: 500 yuan/year. Once issued, whether it is activated or not, an annual fee will be charged.
Free of annual fee: the cardholder who successfully applies for the Platinum Card (Elite Edition) of the co-branded credit card for the first time can be exempted from the annual fee for the first year if the transaction exceeds 2,000 yuan or equivalent in foreign currency within 60 days after checking the card. If the accumulated installment amount reaches 5000 yuan within one year, the annual fee for the following year can be reduced or exempted.
For more information about Industrial Bank, how to charge the annual credit card fee? Go to: See more.
When will the annual fee of Industrial Bank be deducted in 2022?
The annual credit card fee of Industrial Bank is calculated from the date of issuance, and one year is 12 months after the date of issuance. The annual fee is generally charged in the first billing month of this annual fee cycle. If it is a credit card issued in June+February, 5438, an annual fee will be charged for the first time. If it is an ordinary card, a gold card or other credit card with no annual fee for the first year, the annual fee will be withdrawn from the next year's bill in June+February 5438. Those who meet the conditions of annual fee exemption will not be charged the annual fee for the following year.
Is there an annual fee for the industrial bank's possible credit card?
Industrial Bank enjoys gold card, credit card and annual fee.
I. Annual Credit Card Fee of Industrial Bank
Puka: main card-RMB card: 80 yuan/card (set),
Master card-dual currency card: 100 yuan/card (set);
Gold card: main card-RMB card/dual currency card: 200 yuan/card (set);
Platinum Credit Card (Elite Edition)/Titanium Credit Card: Primary Card/Secondary Card: 500 yuan/Card;
Platinum Credit Card (Elite Edition): main card: 600 yuan/Card (no secondary card);
Platinum Credit Card (Excellent Series): the main card: 900 yuan/Card, and the auxiliary card: 600 yuan/Card;
Platinum Credit Card (Standard Edition): the main card: 2600 yuan/card, and the auxiliary card: 1200 yuan/card;
Diamond card: main card: 15000 yuan/card (there is no auxiliary card at present)
Supplementary charging standard for featured credit card products:
Garfield credit card: dual currency/RMB ordinary card: 80 yuan/card (set card/standard card), dual currency/RMB gold card: 200 yuan/card (set card/standard card);
Starry night constellation credit card /QQVIP credit card: dual currency/RMB universal card: 100 yuan/card (set), dual currency/RMB gold card: 200 yuan/card (set);
Cheyou credit card: distinguished card: 200 yuan/card, elite card: 100 yuan/card;
Golf Platinum Credit Card: main card/supplementary card: 9000 yuan/card;
Shanghai Benz Platinum Co-branded Credit Card: 3,500 yuan/card;
DIY credit card: primary card/secondary card: 80 yuan/card;
Credit card: 200 yuan/card;
Qqxiu credit card (physical card): standard card: 80 yuan/card, mini card: 40 yuan/card. Annual fee of credit card: providing cardholders with credit card financial services, related value-added services and rights. Retail customers:
Corporate Card (UnionPay brand): 300 yuan/Card;
MasterCard Business Travel Credit Card /Visa Commercial Credit Card: Gold Card 300 yuan/Card; Puka 100 yuan/card.
For credit card products without supplementary cards, they can only be charged according to the main card standard; For credit card products with supplementary cards, unless otherwise specified, the annual fee for supplementary cards shall be charged at half of the annual fee for main cards.
Once diamond cards, platinum cards, titanium cards, crystal credit cards and other products are issued, an annual fee will be charged regardless of whether they are activated or not, except for products with special instructions.
Industrial Bank will not refund the annual fee it has collected; If the overdue payment of the annual fee adversely affects the personal credit record, it shall be borne by the cardholder.
Extended data:
Industrial Bank Credit Card Free Annual Fee Policy
Industrial Bank's credit cards (gold cards and general cards) are directly exempt from the annual fee in the first year, and the annual fee in the following year can be exempted by swiping the card or withdrawing cash five times in one year, with no limit on the amount.
It is particularly important to note that the credit card annual fee exemption rule of Industrial Bank is for accounts, and the main card and the auxiliary card belong to the same account, so as long as the account (including the main card and the auxiliary card) swipes or withdraws cash five times in one year, the main card and the auxiliary card can be exempted from the annual fee for the following year.
Industrial Bank Platinum Credit Card cannot reduce the annual fee, Industrial Bank Platinum Card Series can exchange 450,000 points for one-year annual fee, and Industrial Bank Standard Platinum Card can exchange 1.3 million points for one-year annual fee.
References:
Industrial Bank-Credit Card Preferential Price List
Is there an annual fee for the Industrial Bank credit card?
Industrial Bank credit card has an annual fee.
Take the Platinum Card of Industrial Bank as an example:
1. Annual fees for Youyi Business Travel Platinum Credit Card and Youyue Health Platinum Credit Card:
(1) The annual fee of the main card is in 900 yuan.
(2) The annual fee of the supplementary card in that year was 600 yuan.
2. Enjoy Platinum Credit Card (Leisure Series) points through annual fee:
900 yuan annual fee for the main card in the current year.
3. Enjoy the annual bonus of Platinum Credit Card (Standard Edition):
The annual fee of the main card is 2600 yuan.
4. Enjoy Platinum Credit Card Points for the annual fee:
The annual fee of the main card is 2600 yuan.
Extended data
Exchange points for annual fees paid in the current year:
Activity validity: 201911October1October-2019/February 31February.
1. Annual redemption fee for points of Youyi Business Travel Platinum Credit Card and Youyue Health Platinum Credit Card:
① Redemption points of main card:1.50,000.
② Supplementary card redemption points: 6.5438+0.5 million.
2. Enjoy Platinum Credit Card (Leisure Series) points through annual fee:
Main card redemption points: 6,543,8+0.5 million.
3. Enjoy the annual bonus of Platinum Credit Card (Standard Edition):
Main card redemption points: 654.38+0.3 million.
4. Enjoy Platinum Credit Card Points for the annual fee:
Main card redemption points: 500,000.
Tips:
If you need to redeem the annual fee, you can only call the customer service hotline 9556 1 for manual redemption.
Industrial Bank Credit Card-Platinum Card Points Exchange Annual Fee
What is the maximum amount of standard gold card for Industrial Credit Card? How to calculate the annual fee?
The maximum amount is 50,000 yuan, and the annual fee is 200 yuan RMB.
Charge standard:
1, the annual fee is 200.00 yuan.
2. The handling fee for replacing the damaged card is 25 yuan RMB.
3. For cards exceeding the credit limit, the part exceeding the credit limit will be charged at the annual interest rate of 5.00% per day, with a minimum of 20.00 RMB /3.00 USD.
4. The cash advance handling fee is charged at 3.00% of the cash withdrawal amount, with a minimum of RMB 65,438+RMB 00.00/USD 2.00.
5. The unpaid part of the minimum overdue fine will be charged 5.00%, and the minimum is RMB 20.00/USD 3.00.
Extended data:
Application inquiry
1. Call customer service to check the application progress.
Call the customer service number of Industrial Bank (pay attention to the time of calling the customer service number of Industrial Bank, it is generally easier to get through in the morning and evening, otherwise it will be difficult to get through in many cases), press "1" according to the prompt to enter the credit card business inquiry, and then press "1" to inquire about the credit card application progress of Industrial Bank.
2. Inquire through business outlets
If you don't have a computer and don't want to inquire by phone, you can go to the nearby business outlets of Industrial Bank to inquire.
Baidu encyclopedia-xingye credit card
This is the end of the introduction on how to collect the annual credit card fee of Industrial Bank and when to collect it. I wonder if you have found the information you need?