the "stop payment" of a credit card means to stop payment, suspend payment or prohibit payment. The "stop payment" can be divided into two situations: the cardholder actively applies for stop payment and the bank stops payment. What should I do if my credit card is stopped?

The solution for cardholders to apply for payment voluntarily is very simple:

1. Call the bank credit card center to apply for stopping payment;

2. Please bring your ID card, credit card and credit card voucher to the front desk of the card issuing center to apply.

if the bank stops payment on its own initiative, it will be dealt with in four situations:

1. overdue payment of overdraft: if the holder needs to repay overdue overdraft principal and interest on time, he can apply to the issuing bank to cancel the payment stop. However, banks have the right to cancel the payment stop again when appropriate, and even have the right to reduce the limit of high-risk overdue cardholders by or not.

2. if the payment is stopped due to suspicion of cashing out: the cardholder must provide a credit card voucher that meets the requirements before applying for cancellation of payment stop.

3. customers with potential risks are stopped paying: the bank must check and verify the risks of the cardholders, and after eliminating the potential risks, the bank will terminate the payment stop as appropriate.

4. the bank will not terminate the payment for the acts of false card handling and fake card.