1. If you are a college student, you can take part in the JD.COM White Stripe Activity. You only need to pay the minimum amount every month and pay it off within a certain number of months. /2. If you are not a college student, installment payment must be a credit card before you can apply for a credit card. A monthly fixed income certificate must be submitted to the bank. Establish your own credit line. Only when the credit limit required by the bank is reached will it be handled for you. \x0d\\x0d\ Detailed stages: \x0d\ 1. Open the official JD.COM Mall and log in to JD.COM Mall. Select the product you want to buy on JD.COM website, and click to enter the product details page. Some goods will support installment payment! \x0d\2。 Click the "installment" button next to the purchase button, and in the pop-up dialog box, you can see that JD.COM supports the installment buttons of China Merchants Bank, China Everbright Bank and Minsheng Bank. Click the "Add to Shopping Cart" button to start placing an order. \x0d\3。 Click "Go to the shopping cart for settlement" in the new page, and then click "Go to settlement". On the page of viewing order information, you can choose to pay by installment, click Modify on the right side of Payment and Delivery Method, check the radio button of Payment by Installment, click Save Payment and Delivery Method, and finally. \x0d\5。 Select the number of installments, and then click "Confirm Payment" to complete the installment payment operation of the selected bank in a new page, as shown in the figure. In addition, JD.COM has introduced JD.COM White Bar, and users who use JD.COM White Bar can also overdraw their consumption and then pay in installments.