If you use CCB credit card to decorate in stages, the first installment will be recorded on the latest billing date after the credit card is swiped, and the bank will send you a bill, which you can return before the due repayment date.

2. The renovation loan of CCB is RMB 654.38+0.5 million, which will be repaid in several installments.

Housing decoration can be loaned, and some banks have specialized housing decoration loan business.

For example, CCB's housing installment loan:

I. Installment payment business

Refers to the cardholder's application to use his credit card.

Card in CCB designated merchants to buy goods or services (including decoration, building materials, furniture, home appliances, wedding, education and training, tourism, department stores, etc. ), and after the approval of CCB, the cardholder passes through the merchants designated by CCB.

The special installment pos machine pays the house payment, and the corresponding transaction amount is divided into several installments on average. The cardholder repays the house monthly within the agreed time limit and pays a certain handling fee.

Second, two housing modes in stages.

(1) You can choose a decoration company that cooperates with CCB to contract materials and pay the decoration company in one lump sum.

② You can also choose a number of merchants such as tiles, wallpapers, cabinets, furniture and home appliances that cooperate with CCB. Purchase materials and decorate yourself.

3. When will the renovation loan of CCB be repaid?

Generally, the renovation loan of CCB will be repaid from the month after the loan approval date, that is to say, the loan will be released this month and the repayment will begin the next month. General loan interest is paid monthly. Because basically the repayment plan will stipulate that the repayment will start from the month after the loan is approved, and then it will be repaid once a month until it is fully paid off. However, different banks and lending institutions will have different regulations. For example, some mortgages require repayment from the month of lending.

4. When does the renovation loan start to count?

Interest shall be calculated from the date of lending. The actual interest-bearing time ends on the day before the repayment time. For example, the borrower borrows and lends money on June 5438+1October 13, and repays it on June 5438+1October 25. The interest-bearing time is from June 5438+1October 13, excluding 65438+13. In fact, the borrowing time is 65438+ 10 month 13-6550. If the beginning period is not counted as the end period, the interest will be calculated from the day after the loan date until the actual repayment date. The loan was also made on June 65438+1October 13, and the repayment was made on June 25, but the actual interest-bearing time was from June 65438+1October 14 to June 25.