Introduction to the 3D authentication function of Bank of China credit card:

1. The 3D authentication function is a method that requires entering a mobile phone SMS verification code or E-TOKEN to complete the transaction when making payments on overseas websites. Security measures;

2. Only credit cards with (MasterCard, VISA, JCB) logos and foreign currency accounts are suitable for 3D authentication. UnionPay single currency cards are not applicable to 3D authentication. The American Express card organization is not supported, that is, UnionPay and American Express logo dual-currency cards are not supported. Great Wall MasterCard single currency credit card is not supported;

3. Mobile phone text messages cannot be sent to overseas operator numbers;

4. If you use E-TOKEN as a dynamic verification code, you need to go to online banking in advance Or bind it to the credit card at the counter;

5. This function will be locked after the continuous input of incorrect verification codes reaches the upper limit. Currently, it can only be unlocked through the customer service center, and self-service channels are not supported.

(Answer time: November 15, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.