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Does Jiufuwanka check the credit information?
Jiufu Wanka is a smart credit account product launched by Jiufu Group. Jiufu Wanka APP is operated and managed by Zhuhai Jiufu Xiaojin Technology Co., Ltd. Users can obtain a certain credit line through real-name authentication and risk assessment, and enjoy services such as credit line installment, mall shopping installment and credit card management. So, does Jiufuwanka check the credit information?

Does Jiufuwanka check the credit information?

Judging from the current data, Jiufuwanka does not belong to the central bank's credit information, but with the establishment of credit cooperatives, all future online loans will enter the credit information system. Even if they don't get the credit from the central bank, once the repayment is overdue, it will also lead to credit stains, so they must do well before borrowing, and once the loan is repaid in time.

What will happen if Jiufuwanka doesn't repay the loan?

1 collect penalty interest.

Jiufuwanka will have penalty interest after it is overdue, which is generally much higher than the original interest, and there will be various charges such as overdue management.

2 exquisite series

Once it is overdue, it will be bombarded by all kinds of text messages and phone calls, and it is possible to blow up the address book and lose face in front of relatives and friends.

3 court arbitration

Although Jiufuwanka does not apply for credit investigation at present, there will be legal arbitration. Once listed as a faithless person, there will be many restrictions, which will seriously affect life.

Although it is not clear whether Jiufuwanka will receive the credit information, it is best not to overdue it. If Jiufuwanka receives the credit information, it will not only charge overdue fees, but also affect personal credit. I hope it will help everyone.