1. The applicant must be at least 25 years old and have the basic conditions for applying for a credit card.

2. Applicants should have one or more of the following qualifications.

(1) Pay social security normally.

(2) Pay the provident fund normally.

(3) Personal income tax is paid normally.

(4) owning real estate or car property.

(5) Purchase wealth management products from China Everbright Bank.

(6) Credit cards and personal loans of China Everbright Bank or other banks under its name.

3. The applicant has good credit.