Mobile banking can pay off credit card installments in advance. Please log in to mobile banking and select Credit Card - Installment Service - Installment History Inquiry and Settlement Function. First select the credit card for which you want to make installments, and click Query. The system will determine whether you have transaction records for historical installment settings. If not, a prompt message will be returned.

If there is, the page will display all transactions for installments under the credit card (including bill installments and consumption installments). If you want to pay off a certain transaction in full in advance, you can click the "Settlement in Advance" button behind the transaction, and the page will display all the details of the transaction (if you have our Bank of China e-order, and After applying for our Bank of China e-Shield, you can choose which authentication tool to use by "Select Security Factor" at the bottom of the screen), click Next after confirmation, and enter the password for the authentication tool. There will be a prompt at the bottom of the page: The remaining installment amount and handling fee after early settlement will be credited to the account in one go on the latest billing date. Handling fees collected for early settlement will not be refunded. If everything is confirmed, click Confirm to take effect.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.