The basic application conditions for HSBC Premier Credit Card are that the applicant must be at least 22 years old and be a wealth management customer. The standard annual fee for the main card is RMB 65,438+0,000, and there is no annual fee for the supplementary card. The main card is free of annual fee in the first year. As long as the cardholder has always been a premier customer, the remaining card holding time can be free of annual fee. If you are not a Premier customer, there is usually an annual fee.