Introduction to Hua Xia Bank’s credit card system:

1. Hua Xia Bank’s credit card system is very weak. It has issued less than 40 cards, most of which are fake cards with face-blind cards. Features, in short, there are only Lufthansa and HNA airline cards, gift cards are only JD White Cards, there are also some card-like audio and video cards, no hotels, no travel cards, nothing, it seems to be living a peaceful life.

2. Chinese characteristics.

1) Easy to remove the card. China is still seeking development, so it is easy to get stuck, and it doesn't mind it too much.

2) It is not easy to improve. There is a fixed promotion opportunity every six months, but to be honest, the quota in China is difficult to mention and unpredictable. A few selected people can easily increase the amount, and most people die from drought.

3) Interest-free period. The maximum interest-free period is 51 days.

4) Temporarily toxic. During the period of use of the temporary quota, the fixed quota cannot be adjusted, and the temporary range is small. The temporary quota of 10 is angry. The temporary quota can generally only be supported for one month, which is not worth mentioning.

5) Risk control is loose. Don't get stuck. Masturbation is too cruel and will leave your body empty. Reduce your palpitations, such as dripping as much as you want. This is the feeling of being cut into pieces.

6) Grace period. There is a grace period of 3 days every month, and the repayment can be credited to the account before 19:00 on the last day of the grace period. If the loan is not repaid beyond the grace period, the credit check will be overdue.

7) Low card entry threshold. Although they make fun of China, the threshold for promotion in China is low. Some cards have minimum limits. For example, the provident fund payment base is 5K. If you pay for three months, you can be promoted to honorable white, and the annual fee is easily waived. 3. Application channels.

1) Apply online. Including public accounts, official websites and APPs. It is generally not recommended to apply online.

2) Knock down the line. Submit your credentials and flex your muscles. It's time to show your true strength.

4. Head-up method.

1) Improve Katia. There is a chance of a flop every six months. The probability of a flop varies with the size of the range. China's biological cubs are raised quickly and the range is large. Most people can only wait for puti. If you want to raise money, you must swipe your card frequently. Improper consumption will affect the amount; participate in more activities. In the moderate stage, overseas consumption will ebb and flow.

2) Curved forehead lift. The lowest limit platinum card is recommended, UnionPay White is 10,000, HNA White is 15,000, Honor White is 30,000, HNA Diamond is 100,000, HNA Diamond has an annual fee. If your conditions can be met, you can recommend Huayi Gold, and UnionPay White will be issued up to 100,000. , not the annual fee type. China has morals and we can do it. 3. China’s well-deserved credit card. The only cards that Huaneng plays are Glory and HNA, but in order to enrich this article, it can only play from the low to the high, alas.

Development information:

1. Smooth white

Smooth white step 5K, no annual fee to brush; free 3W, annual fee 50,000 points. When the non-refueling transaction score reaches 1K in the month, 2 refueling points will be refunded, up to 20 yuan/month; when the free flow Zunshang Baiyue non-refueling transaction point exceeds 2K, refueling will be refunded 6, up to 60 yuan/month; the refueling provider MCC is 5541/5542, It is a warm-send activity in China.

2. UnionPay White. Officially, it says the starting price is 10,000, but the card says it starts at 15,000, with no annual fee and no benefits. Conditions: Social security for 12 consecutive months, with a payment base of more than 5K; provident fund payment has been paid for 3 consecutive months with a payment base of more than 5K; mortgage for 12 consecutive months, with monthly repayments of 5K or paid off; car loan for 6 consecutive months And the loan amount is more than 100,000 yuan or has been settled; salary agency or other services required by the bank.

3. Hainan Airlines Card. The annual fee for Gold Card and Platinum Card is waived, while the annual fee for HNA Diamond Card is 5K, which is slightly more expensive. HNA White starts at 15,000, and HNA Diamond starts at 100,000. New activity, HNA Bai and HNA Drilling Conditions will give you 150/3000 HNA miles. Hainan Airlines offers 10 2-hour airport parking for 1 yuan or 3 48-hour airport parking for 1 yuan.

HNA Drilling, unlimited expert outpatient registration and accompanying services; enjoy HNA VIP Gold/Silver Card preferential services of 30; 10 airport express security checkpoints; 10 free airport lounge visits; 4 airport transfers; unlimited 1 yuan airport parking Hours or 1 yuan for 48-hour airport parking; Free one person at N Hotel; VIP treatment at Shanghai Disneyland, no need to rummage for food? HNA Drilling Conditions: HNA Platinum Member; civil service cadre at section level; police officer at superintendent level or above;