Up to now, Hong Kong Hang Seng Credit Card generally only accepts applications from Hong Kong residents over 65,438+08 years old. Mainland residents can also try to apply for a passport for special reasons such as employment, study or business in Hong Kong, provided that the landlord has a fixed address and contact number in Hong Kong. Approval needs to refer to personal income, job stability, past credit records and so on.

In addition, if the landlord also spends money in the mainland, he can also apply for Hang Seng UnionPay credit card. The newly applied UnionPay credit card is permanently free of annual fee and settled in Hong Kong dollars. It can be used not only in the mainland, but also by merchants of UnionPay in Hong Kong, making repayment more convenient.

If the landlord spends a lot in Hong Kong, he can also apply for other credit cards, such as enjoy, visa, MasterCard and so on.

As long as the credit card is approved successfully, you can enjoy the relevant promotion benefits. You can get a cash bonus of $ 1 cash USD every time you sign 250 yuan with the ordinary Hang Seng Credit Card. Other credit cards launched in cooperation with institutions have special discounts. The specific landlord can contact Hang Seng Bank.

At present, most of Hang Seng credit cards are settled in Hong Kong dollars, only RMB credit cards are settled in RMB, and only US dollar VISA cards are settled in US dollars.

Hang Seng Bank's credit card repayment method is flexible, but it is basically convenient for Hong Kong users. If you want to repay in the mainland, you can transfer money through ATM.

That's about it. You can apply as long as you have enough proof ~