I. Application conditions
Personal supplementary card is designated by the cardholder of the main card. If the primary card is a gold card, the secondary card can apply for a gold card or an ordinary card. If the main card is an ordinary card, the auxiliary card can only apply for one ordinary card.
Personal card:
1)20 -65 years old
2) Have full capacity for civil conduct.
3) If the work place and domicile of the domestic resident applicant are in the city where the Bank has branches, it is deemed that there is a domicile in the local area that meets the requirements of the Bank's credit score.
Ordinary card: applicants should generally have the characteristics of stable work and high income.
Gold card: applicants should generally have the characteristics of high income, high position and self-owned housing.
Corporate Card: The household registration of cardholders in basic deposit account is not limited.
1) Units with comprehensive credit lines in our bank.
2) Units not recommended by branches and branches of the Bank can provide 100% deposit application business cards.
3) Gold card/ordinary card shall be designated by the company.
Note: Under normal circumstances, when the applicant's work place and residence are in cities with branches of the Bank, we regard the applicant as a local household registration. However, if the applicant meets one of the following conditions, it can also be regarded as a local household registration:
1. The domicile is not in a city with a bank branch, but the work place is in a city with a bank branch, and there is a commercial house of 70 square meters or more (confirmed by the real estate license).
2. The household registration is not in the city where the branch of the Bank is located, but it has the residence permit for talents in the city where the branch of the Bank is located.
Second, the information needed to apply for a credit card.
1. Copy of the applicant's ID card (main card and supplementary card);
2. Work certificate: a copy of the work permit/license indicating the name of the applicant's work unit, my name and photo, or the original work certificate issued by the personnel department of the unit;
3. Proof of address (choose one of the following): original bills for water, electricity, gas, fixed telephone, etc. In the nearest residence.
Providing the following information can increase the credit limit:
1, a copy of the applicant's house ownership certificate;
2. A copy of the applicant's annual motor vehicle driver's license;
3. A copy of the applicant's time deposit certificate in Shenzhen Development Bank;
4. A copy of the applicant's intermediate title or other professional qualification certificate;
5. The applicant's income certification documents: including a copy of the recent income tax withholding certificate, a copy of the recent salary passbook issued by the bank, the original payroll, etc.
Note: The bank needs to check the original of the above-mentioned relevant information provided by the applicant.
I hope I can help you.