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Can credit card stop payment be eliminated?
Whether the suspension of credit card payment can be eliminated depends on the reason why the account caused the suspension. Credit card payment can be applied voluntarily by the cardholder, or stopped by the bank when the cardholder's overdraft is overdue, there are suspected cash withdrawal behaviors and potential risks.

Can credit card stop payment be eliminated?

If the cardholder voluntarily applies to stop payment, he can call the customer to apply for account cancellation. However, the bank shall not terminate the payment for the handling of fake cards, fake cards and other acts.

If the cardholder's overdraft is overdue and there are suspected current actions and potential risks, he can provide the bank with compliant credit card credentials, and then terminate or not terminate the payment as appropriate after the bank conducts risk investigation and verification on the cardholder.

How to eliminate the credit card stopped by the bank?

1, overdue payment due to overdraft.

The cardholder must return the overdue overdraft principal and interest in time before applying to the issuing bank for termination of payment. However, the bank has the right to reduce the amount and then cancel the payment stop, or even reduce the amount of high-risk overdue cardholders by 0 or not.

2. Suspicious cash stop payment

In this case, if the payment is stopped, the cardholder needs to provide compliant credit card credentials, and then apply to the bank to cancel the payment stop. The credit card voucher can be a credit card receipt, a merchant invoice or a delivery note.

3. Potential risks are prevented.

For those accounts with potential risks, payment will also be stopped directly. If you want to cancel, you must wait for the bank to check the cardholder's risk, and then the bank will cancel the payment stop as appropriate.