Hello! Your reply to the question "What should I do if one spouse owes a credit card after divorce?" The debt owed by one spouse to a credit card can be divided into two situations: 1. If it is recognized as a joint debt of husband and wife, it will be shared by shares. 2. Personal debts shall be borne by individuals. Credit card consumption occurs during the existence of husband and wife, and it is not stipulated as personal debt, which should be recognized as joint debt of husband and wife. Article 1 of the Supreme People's Court's Interpretation on Relevant Issues Concerning the Application of Laws in the Trial of Husband and Wife Debt Disputes stipulates that debts jointly signed by both spouses or ratified by one of them afterwards shall be recognized as joint debts of husband and wife. Article 2. The people's court shall support the debts incurred by a husband and wife in their own name for the daily life of the family during the marriage relationship, and the creditors claim their rights on the grounds that they belong to the joint debts of husband and wife.