Hello, overdue will affect your reputation. I suggest you pay a minimum repayment first, and try not to be overdue.

Consequences of overdue repayment of ICBC's credit card:

Generate penalty interest and late payment fee;

Have a bad credit record;

Dunning by lending institutions;

Dispose of the assets of the borrower and guarantor;

If the circumstances are serious, you may go to jail.

note:

Bad credit records are recorded in personal credit information;

It usually takes five years to be eliminated;

Some serious cases can be postponed to ten years before they can be cleared;

Some serious and bad cases will enter the permanent blacklist.