Automatic teller machine (ATM) refers to a small machine set up by banks in different places, which records the basic account information of customers (usually bank cards) by using a tape on a plastic card the size of a credit card, so that customers can carry out bank counter services such as withdrawal, deposit and transfer through the machine. Most customers call this self-service machine an ATM.
ATM inter-bank transfer service has been opened in all banks in China. Cardholders can use any UnionPay card to transfer money to other UnionPay cards at any bank ATM, with a daily limit of 5, yuan. The charges for inter-bank transfer at most banks' ATMs are slightly lower than those for over-the-counter transfers, but higher than those for online banking and mobile banking.
China unionpay announced on June 8, 215 that the ATM interbank transfer service has been opened in all banks in China. Cardholders can use any unionpay card to make interbank transfers to other unionpay cards at any bank ATM, with a daily limit of 5, yuan. The fees charged by most banks for ATM interbank transfers are slightly lower than those charged by counter transfers, but higher than those charged by online banking and mobile banking.
1. Bank of China
Cardholders withdraw money from ATMs in other banks in the same city, with 4 yuan/transaction; ATM withdrawals from other banks in different places in the province, 9 yuan/pen; ATM withdrawals from other banks outside the province, 12 yuan/pen; Withdrawal from overseas ATM, 15 yuan/transaction. It is reported that the original charging standards of BOC are: inter-bank 2 yuan/pen in the same city and inter-bank 7 yuan/pen in the province.
2. CCB
collects .5% of the withdrawal amount from banks in the same city plus 2 yuan/transaction, and from banks in different places (inside/outside the province) plus 1% plus 2 yuan/transaction.
III. Agricultural Bank of China
4 yuan/transaction is accepted by banks in the same city and in the province, and 1% plus 2 yuan/transaction is accepted by banks outside the province.
iv. ICBC
interbank 4 yuan/transaction in the same city, and 1% interbank 2 yuan/transaction in other places (inside/outside the province).