Hello, the most important condition for applying for a credit card is to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and Documents proving the investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

If you have never held a credit card from our bank, you can apply in the following 3 ways:

1. Please log in to the credit card website/ and select "Credit Card Application" - "New Customer "Application Channel", go through the "Easy Appointment, Door-to-Door Service" online banking application appointment platform, fill in the simple appointment information online and wait for the bank's review. If the review is passed, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any branch of China Merchants Bank in person to apply for the original identity certificate, work certificate and financial support documents.

3. You can also call the customer service hotline 4008205555, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register you and notify us of the local work Personnel will contact you to confirm your application. Please note that credit card issuance will be subject to final review results.

In the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=B&logincmu=0. Thank you for your attention and support!