The CCB credit card repayment transferee exceeds the limit. This means that CCB has adjusted the limit for automatic inter-bank repayment of credit cards, and other banks have made inter-bank transfers to CCB credit cards. The repayment amount required by the user this month is higher than the limit. A prompt will appear indicating that the CCB credit card repayment transfer limit has been exceeded. Among them, the single repayment limit of Agricultural Bank of China and Bank of China is 50,000, and the cumulative limit in a single day is 100,000; the single repayment limit of Industrial Bank is 50,000; and the single repayment limit of Postal Savings is 10,000. Therefore, when using the above banks to repay CCB credit cards across banks, users must pay attention to the limits to avoid failure of automatic repayment across banks.

Notes on using credit cards:

1. Pay attention to two dates: billing date and repayment date

Generally, the repayment date is 20 days after the billing date. Or 25 days, if the card is swiped one day after the bill date, the interest-free period will be the longest, if the card is swiped the day before the bill date, the interest-free period will be the shortest.

2. Protect the credit card information

The three most critical information on the credit card: card number, expiration date, and CVV code. These three key information affect the security of your card use. , especially the CVV code, which is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code. Some people even use a razor blade to scratch off the CVV code directly, and keep those three numbers in mind.

3. Only by swiping your card frequently will you be able to avoid annual fees; only by paying back on time can you raise your credit limit

Generally, the annual fee can be waived if you swipe your credit card six times. Therefore, you must pay the annual fee. In addition, you can increase your credit card limit by swiping your card more frequently. At the same time, you must pay off your bills on time and maintain a good credit record. This is also a way to increase your credit limit. And now mobile POS cardless payment is also very convenient and belongs to online consumption. Combined with daily offline consumption, multiple combinations can be used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified. It is not necessary to go to a bank branch or a teller machine to transfer funds. Repayment.

5. If your funds are not flowing smoothly, or your repayment is delayed due to something, you can call customer service to apply for an extension of repayment

If your funds are temporarily unable to be circulated, or your repayment is delayed due to something. If your repayment is delayed, don’t worry, call the bank’s customer service immediately and apply for an extension of one to three days.

6. What to do if you are short of funds

When applying to change the billing date, you should pay attention to calculating the billing date and enjoy the longest interest-free period to relieve the pressure of tight funds. However, , this skill cannot be used every month. It is said that some banks can only apply for changes once every six months, some banks can only apply for changes once a year, and some banks can only apply for changes once in a lifetime!

7. Say no to all unreasonable charges

Anyone who has unreasonable charges on their credit card can call customer service, bargain with the customer service, and apply to cancel the unreasonable charges. If the customer service disagrees, you can insist on complaining to the end. Generally, you can Winning.

8. Use credit card installments with caution

Credit card installments have very high interest rates. Even if they are interest-free, the installment fees are not cheap. You need to use installments with caution and do not let the bank make a profit on itself. Cents! Of course, except for those who are unable to repay their credit card debts on time under special circumstances, and those who want to increase their credit card limit as soon as possible.