The Tongcheng Rural Commercial Bank Easy Loan Card requires a credit check from both spouses.

Since March last year, the Party Committee of Tongcheng Rural Commercial Bank has reviewed the situation, clarified the strategic positioning of strengthening "agriculture, rural areas and farmers" and serving the community, and clearly proposed a differentiated, characteristic, capital-light and smart bank. On the way, we strive to build a “small but beautiful, small but refined” regional bank. Thoughts determine the way out. While seeking "change" in its thinking, the bank has strengthened market research and catered to market demand through innovative products.

Since 2016, *** has innovatively launched "Housing Housing Loan", "Housing Mortgage Loan", "Car Mortgage Loan", "Jinnong·Poverty Alleviation Loan", "Jinnong·Reconstruction" loan" and a series of small loan types. Relevant personnel from Tongcheng Rural Commercial Bank said that this series of small loan types breaks the traditional lending model that only relies on collateral. It focuses on customers’ cash flow and repayment ability, and sets up credit, guarantee, and mortgage for the “Easy Loan Card” business. and other guarantee methods to meet customers’ diversified financial product needs.