How can I repay someone's credit card

1. Direct repayment at ATM:

If you don't have a friend's credit card, you can directly make a card-free transaction at ATM, input your friend's credit card, and directly transfer the money to your friend's card to achieve the purpose of repayment. If there is, you can directly deposit money for repayment.

2. Alipay repayment:

1. Log in to Alipay account, and click Application Center-Credit Card Repayment-Credit Card Management

2. Click Add Credit Card

3. Fill in the credit card related information, and click OK

4. The credit card has been added successfully. You can directly choose the set credit card for repayment next time, which is convenient and quick. You can also choose to modify settings or delete credit card information.

Use Alipay to help others pay back their credit cards, and it is free to pay back through Alipay's mobile phone client; The repayment rate is .2% for repayment through the computer, with a minimum of 2 yuan and a maximum of 25 yuan.

warm reminder: the name of the account is the same as the name of the receiving bank, that is, the repayment is made for me; The account name and the name of the receiving bank are inconsistent, and repayment is made for others, including the relationship between the name of the credit card holder and the name of Alipay account in traditional Chinese characters and simplified Chinese characters.

Third, online banking repayment:

First of all, you must open online banking, and then you can directly use online banking to transfer the money to the other party's credit card, which can also achieve the purpose of repayment.

IV. Repayment at business outlets:

After arriving at the business outlets, the money will be directly credited to the other party's bank card, which will be implemented by the salesperson after your confirmation, so as to achieve the purpose of repayment.

note: whether you repay by yourself or help others to repay, you must repay before the minimum repayment date. Otherwise, it will cause overdue, credit damage and interest increase.

Extended information:

Credit card consumption is a non-cash transaction payment method. You don't need to pay cash when you consume, and you will make repayment on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay.

quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

repayment method:

within the issuing bank, this method includes: the issuing bank's counter, ATM, online banking, automatic transfer, telephone banking and other repayment methods. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.

Micro-banking POS mobile phone Micro-banking POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct credit card repayment and transfer. Immediate arrival!

repayment by transfer/remittance is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.

The common online platforms for online repayment in China are UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Different platforms and banks are selected, and the charging standards and specific payment arrival time are different.

Convenience Store Repayment This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it takes 2-3 working days to arrive at the account, and no handling fee is charged for repayment in this way.

Counter-to-counter repayment refers to bank cards issued by networked financial institutions, which are used to conduct RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.

the "xinfutong" smart credit card phone is an innovative electronic product independently developed by China unionpay, certified by the bank card testing center, and supported by financial services provided by the inter-bank information exchange network of China unionpay.

Repayment Pass uses "Repayment Pass" for repayment, and the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local People's Bank.

in addition to the above-mentioned methods, the issuing bank has also opened its own repayment methods for the convenience of cardholders.

how to help others return their credit cards?

There are many ways to help others pay back their credit cards. Let's take WeChat as an example to illustrate:

1. Steps for repayment by WeChat

1. First, open the mobile phone WeChat, click "I" and enter "My Wallet";

2. On the "My Wallet" page, select "Credit Card Repayment". If it is the first time to use it, you must first add a credit card for repayment, and enter your name to add it;

3. Fill in the credit you want to repay and the name of the cardholder. After adding the credit card successfully, enter the amount to be repaid and the payment password.

tip: you can choose to pay by small change or by bank card.

2. Precautions for repayment by WeChat

1. Confirm the credit card to be repaid and the correct name of the cardholder;

2. Not all banks can repay by WeChat. It is understood that credit cards of China Merchants, Industry and Commerce, Bank of Communications, Bank of China, Guangfa, China Construction Bank, Xingye, CITIC, Ping An, Agriculture, Minsheng, China Everbright, and Shanghai Pudong Development Bank, Jiangsu Bank, Bank of Ningbo, Nanjing Bank, Shanghai Bank, Beijing Bank, Hangzhou Bank, Hankou Bank and Shanghai Rural Commercial Bank can use WeChat.

3. Pay attention to the arrival time of credit card by WeChat, so as to avoid overdue credit card.

tip: you must be trustworthy to help a friend pay back the credit card, otherwise it may cause irreparable losses.

How to repay others' credit cards

There are several ways to repay others' credit cards:

1. Credit card can be transferred and repaid through online banking and mobile banking.

2. Alipay repays. In Alipay's credit card repayment page, add a credit card, and then enter the repayment amount to repay;

3. wechat repayment. In WeChat Pay, select the credit card repayment function and add a credit card to repay.