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What cards does Agricultural Bank have?
Like other bank cards, Agricultural Bank of China cards are classified in many ways. Of course, there are many types of cards, far more than those mentioned above. The most common classification: 1, debit card, commonly known as savings card, can be used for cash deposit and withdrawal, transfer and consumption, without overdraft and guarantee. You can go to the bank counter with your ID card. There are also many kinds with slightly different functions. 2. Quasi-credit cards, often called credit cards in banks, are a collection of credit cards and debit cards. With a certain overdraft limit, you can withdraw cash in full, without interest, and there is no handling fee for local withdrawals. The card needs mortgage or guarantee. The quota is generally below 50,000 yuan, and Jinsui Huimin quasi-credit card is issued for the rural market, with a maximum quota of 300,000 yuan. 3. Credit cards can be overdrawn and have an interest-free period (the overdraft part of consumption). Generally, you can withdraw cash at 30% of the amount, and you have to pay a handling fee to withdraw cash, which will inevitably generate interest. The conditions for handling the card are strict, but there is no need for guarantee or mortgage.