This transaction is included in the next bill, but because the credit card withdrawal fee is relatively high, it is not suitable to do it often, so as not to owe more. The following is about the credit card overdraft withdrawal fee:
1. Handling fee: Different banks have different regulations. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, ranging from the lowest 2 yuan to the highest 100 yuan.
The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction.
2. Interest: calculated at five ten thousandths of the daily interest.
Extended data:
Sentencing standard of credit card fraud
(1) Whoever commits this crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.
If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; The amount is especially huge or there are other particularly serious circumstances.
He shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated.
(2) The so-called serious circumstances refer to the huge amount of fraud or other serious circumstances.
The amount here is huge. According to the relevant judicial interpretation, it refers to people who defraud more than 50 thousand yuan. As for other serious circumstances, it mainly refers to the use of advanced technical means to forge and then use.
The ringleader of a criminal group that uses credit cards for fraud; Repeated use of credit cards for fraud, incorrigible; Because of its fraudulent behavior, it has caused huge losses to other people's public and private property; The bad influence caused by its behavior and so on.
(3) The so-called particularly serious circumstances refer to the huge amount of fraud and other particularly serious circumstances.
According to the relevant provisions of judicial interpretation, the starting point standard for a particularly huge amount is 200,000 yuan.
As for other particularly serious circumstances, it mainly refers to those who use credit cards to commit fraud as their regular business and belong to recidivism, recidivism or recidivism; There are many serious situations.
Causing particularly serious economic losses or other particularly serious consequences to others due to its fraudulent behavior; Using fraudulent property to commit other serious criminal crimes, and the behavior has a particularly bad influence.