Anything beyond the repayment date will be considered overdue.

The number of overdue days on a credit card usually refers to the number of days after the repayment date that the cardholder fails to pay off the credit card balance. If the balance is paid off before the repayment date, the number of overdue days will be 0. For example, if the interest accrual date of a credit card is the 15th of each month, and the cardholder repays the payment on the 20th after the 15th, then the number of overdue days is 5 days. Overdue repayments will have a negative impact on personal credit history, which may lead to a reduction in credit card limits, an increase in interest rates, and the inability to obtain a loan. For cardholders, it is necessary to repay the outstanding amount on the credit card bill in a timely manner to avoid late repayment. If you encounter special circumstances and are unable to repay on time, you should contact your bank or financial institution and pay off the debt as soon as possible to reduce the number of overdue periods and overdue days and maintain a good credit record.