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How to fill in the working year and month for a credit card

How to write the working life for Agricultural Bank of China credit card?

When applying for a credit card, the number of years of service is how many years you have been working. This is the specific time you have been working.

The validity period of a credit card is related to the type of credit card. Different types of credit cards have different validity periods, which are generally divided into 3 years, 5 years and 8 years.

1. Three months before the credit card expires, Agricultural Bank of China will remind cardholders through relevant channels that the credit card you hold is about to expire. If you do not explicitly notify you that you no longer need a new card, Agricultural Bank of China will mail a new card to you within 2 months before the card expires. If you want to know the validity period of your Agricultural Bank of China credit card, you can also check it from the front of the card. Generally speaking, the standard validity period of Agricultural Bank of China credit cards is "XX/YY", where the first two digits of "XX" represent the expiration date of the credit card, and the last two digits of "YY" represent the expiration date of the credit card. For example, "12/13" means expiry on December 31, 2013. Cardholders can calculate the credit card validity period based on the application time, month and credit card surface information.

2. After the credit card expires, the Agricultural Bank of China card will be replaced with a new one. The new card information is consistent with the expired card information. After cardholders receive the new card, they can use it as usual. The validity period of bank credit cards is 2-5 years, and most of them are 3 years. Banks set expiry dates just to ensure safety. The expiration date of the Agricultural Bank of China credit card is the number marked on the bottom of the credit card, in the format of XX/XX. The first two digits (XX) represent the month, and the last two digits (XX) represent the year. For example, 12/15 indicates validity until December 2015. The validity period is calculated from the date of issuance of the credit card. If the current credit card is reissued, its expiration date will be the same as the original credit card, but if it is reissued, the specific date will be on the current credit card.

3. According to different credit card types, the validity period of Agricultural Bank of China credit cards will be different, generally divided into 3 years, 5 years and 8 years. You can see the embossed expiration date "MM/YY" on the front of your card. The first two digits are the expiration month and the last two digits are the expiration year. For example, "12/13" means expiry on December 31, 2013.

If the expired credit card can no longer be used, the bank will reactivate the new card, and then the credit card will need to be reactivated before it can be used again. The new credit card limits and points will carry over from the original credit card. ABC's credit card is valid for three years, so you can look at the information on the surface of the credit card. If you still don’t know anything, you can call Agricultural Bank of China customer service hotline 95599. The validity period is calculated from the date of issuance of the credit card. If the current credit card is a reissue, the specific date will be on the current credit card. If you want to continue using the card but your mailing address changes, in order to receive a new card from the bank, you can call the card-issuing bank one month in advance to change the mailing address of the credit card, or you can update the mailing address on the official credit card website.

In addition, if the new card is not received as scheduled, you must contact the bank promptly to inquire about relevant information and ask the bank to issue a replacement card and send it. After receiving the new card, the cardholder should call the customer service number to activate the card. As the new card takes effect, the original card will become invalid.

As a cardholder, you first need to confirm whether you will still use your credit card. If you continue to use the card, you can contact your bank customer to confirm. When there are no abnormal situations such as freezing of the credit card, the bank will generally issue a new card to the cardholder. The number, functions, and limit of the new card are the same as those of the original card, but the validity period has changed. Once you receive your new card, you must open it before you can use it. However, it should be noted that if you do not want to continue using the card, you can call the card-issuing bank one month before the card expires and ask not to change to a new card, but you must pay off all credit card balances.

How to fill in the years of service in the company when applying for a credit card?

Credit Card (English: CreditCard), also called a credit card. It is a non-cash transaction payment method and a simple credit service.

To apply for the length of service in the unit, just write down the number of years you have worked in the unit.

The validity period of the credit card must be entered for credit card activation.

The credit card validity period is printed with the words "VALIDTHRU" below:

VALIDTHRU is the expiration date of the credit card, which is the validity period of the credit card.

The date format is month/year. For example: 07/20 means that your credit card is valid for July 2020.

There are three ways to activate credit cards:

1. Telephone activation: When entering the validity period, you only need to enter four numbers. For example, if the validity period is 05/18, enter 0518;

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2. Online banking activation: In this case, the format of the validity period is consistent with the format on the credit card, and you only need to enter --/-- (you only need to enter 4 numbers);

3. Bank counter activation.

How to fill in the working years for a credit card?

The working years refer to the time you started working. Just fill it out truthfully for how long you have been working. If you are a new card applicant who has been employed for less than half a year, you are filling out the application. When applying for a credit card, you can appropriately increase the working period to more than half a year, but be careful to keep the information consistent during the return visit to the bank.

When applying for a credit card, fill in the current years of employment as follows. :

The working years of the credit card application form refers to the working time, in years, that is, how many years the applicant has worked.

1. The working years of staff members are calculated on an annual basis. If the period is more than six months, it will be calculated as one year; if it is six months or less than six months, it will be calculated as half a year. The working time of a staff member during the probation period can be calculated as working years.

2. If a staff member has been dismissed or criminally punished, his working years shall be calculated from the date he rejoins work; but if the circumstances are minor and approved by the appointment and removal authority, the working time before he was punished shall be counted. , and can also be combined to calculate working years.

The China Construction Bank Credit Card Application Form mainly contains the following items:

1. Home address of the card applicant: owning a house will score higher than not having a house, and living by yourself will score higher than living with parents. High;

2. Telephone number: Having a landline phone number in this city indicates a stable place of residence, which will increase the bank’s credit evaluation score of the applicant;

3. Work unit and career status : The more stable and well-known the work unit, the higher the score, and the higher the position, the higher the score;

4. Contact persons: family members with stable addresses, friends with stable jobs and high incomes, colleagues in the same company wait. It is not recommended to fill in friends who do not have a fixed job or whose income/residence is unstable.

Filling in the credit card application form is a key factor in whether the credit card application can be successful. When filling in the application form, the applicant must fill it out carefully and truthfully, because the application form is the only voucher for the bank to inspect the applicant. Approval will be decided only after scoring, so be sure to fill it out carefully.

Credit cards are overdraft cards. Spend first and repay later. If you meet the application conditions for a China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record.

The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit.

How to fill in the year and month of employment when applying for a credit card

Credit card applications are always rejected. It is obvious that all the conditions are acceptable, so why are they rejected? In fact, banks will pay attention to many details when reviewing the qualifications of credit card applicants, such as the working years of the card applicant.

How to fill in the working years for a credit card?

The editor and my new colleague Xiao Wang applied for a credit card together. The bank staff said that the card will be 15 to 20 years old. It can be done on working days.

Half a month later, the editor received the card from the bank, but Xiao Wang did not receive it. Everyone was puzzled. What did Xiao Wang go wrong?

A few days later, Xiao Wang once again found the bank staff who applied for his card. The result was that the application was not approved, and Xiao Wang was temporarily unable to apply for a credit card from the bank. Although the bank did not point out a clear reason for the rejection of the card, the staff concluded that it was most likely that Xiao Wang had been working in the company for too short a time, and when filling in his working years, he wrote less than 3 months.

As a for-profit institution, the most essential purpose of issuing credit cards is to obtain profits. The applicant may not have much personal savings during the working period, and may be unable to repay on time after overdrafting the credit card. The bank Not willing to take such risks. New card applicants who have been employed for less than half a year can appropriately increase their working years to more than half a year when filling out the credit card application. Pay attention to keeping the information consistent during the return visit to the bank.

Generally, when banks review the working experience of card applicants, more than half a year is the minimum threshold. If you have been employed in the company for less than half a year and fill it out truthfully, the chance of your card being rejected by the bank will be very high. Don’t be too hasty when applying for a credit card. You can also wait until your job is stable before applying.

That’s it for the introduction on how to fill in the working years and months on a credit card.