Instalment repayment with Ping An Credit Card does not require interest, but does require handling fees.

Ping An Credit Card installment repayment, handling fee: 0.85 for 3 installments; 0.8 for 6 installments; 0.75 for 12 installments; 0.75 for 18 installments; 0.72 for 24 installments; handling fee = installment principal * handling rate for each installment .

Ping An Credit Card has a minimum repayment, and the interest is calculated at 0.05 per day, which is equivalent to a monthly interest of 1.5;

1. Credit card installments are interest-free, but installment fees are charged . The maximum number of installments offered by Ping An Bank's credit cards is 24, and the handling fee rate is 0.72 per installment.

2. Handling fee per period = total installment amount × handling fee rate per period. The total principal amount of the installment is amortized evenly on a monthly basis, and the remainder is included in the last installment. The installment amount of each installment and the handling fee of each installment are recorded at the same time.