You don't need to pay it back when you repay it. Let me explain something to you. That dollar is called pre-authorization fee, which is used to test whether your credit card account is valid. Now this problem is basically found when shopping abroad. This will not be counted and will not be reflected in your credit card bill. It will be returned to your credit card account soon. The exception of $65438+$0.95 is used for paypal account authentication and will be returned to your PayPal account instead of a credit card account in the future. I hope I can help you. Thank you.