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Which bank's visa card is the most cost-effective
Ping An Bank's VISA Platinum Card, Bank of Communications' Eastern Airlines Credit Card, China Construction Bank's Longka Global Payment Credit Card (Visa Edition) and China Merchants Bank's International Student Credit Card are all relatively cost-effective. Which one has the highest cost performance can be judged according to the actual needs of users.

1. Ping An Bank visa Platinum Card: Although this card is not a co-branded card, the benefits provided by the visa card organization are equally wonderful. The annual fee for the main card is 600 yuan, and the annual fee for the auxiliary card is 480 yuan. The credit line is 3,000 to 50,000. During the preferential period, it is free for life, and at the same time, you can enjoy the shuttle service at 66 yuan Airport,100000 global comprehensive traffic accident insurance and other services.

2. Bank of Communications Eastern Airlines Credit Card: The advantage of this product is that a card has the dual logos of UnionPay and visa. It is convenient to spend at home and abroad, and as an aviation co-branded card, it is more suitable for business travelers. Generally, the credit limit of China Eastern UnionPay card of Bank of Communications is 3000 to 1 000. Bank of Communications China Eastern UnionPay cards are generally divided into ordinary cards, gold cards and platinum cards. The gold card amount is 1 10,000 yuan to 50,000 yuan. The amount of platinum card is generally higher than 50 thousand yuan.

3. China Construction Bank Longka Global Payment Credit Card (VISA version): This card has an annual fee of 580 yuan, and enjoys services such as exemption from foreign exchange handling fees, which has always enjoyed a high degree of trust among many users. The minimum credit limit of China Construction Bank's global payment card is 20,000 yuan.

4. China Merchants Bank's international student credit card: This kind of card is very suitable for international students, because it is more cost-effective, and you can get a withdrawal fee for every four purchases, and you can also participate in various preferential and integral activities during the use of the card. This is a very good visa card. The initial limit of China Merchants Bank student credit card is 2000 yuan, and the maximum limit will not exceed 10000 yuan.

visa

1959, Bank of America began to issue American bank cards in California, and in 1977, it officially took "VISA" as the symbol of the organization, which was called Visa International Organization. VISA card is a credit card issued by Visa International with the tail number 1982. Visa's system is the most complete electronic payment network in the world, which closely connects as many as 654.38+0 billion cardholders around the world with the trading points of 24 million merchants. Visa system is a financial institution organization established by 1973, and 1976 adopts the name of "Visa". Every bank can apply for a VISA card. You need to explain to the bank that you want to apply for a VISA card, and then ask for a VISA card. In addition, the following documents must be provided: identity documents: if the applicant for the main card and the auxiliary card is a domestic resident, a copy of the resident identity card or military officer's card,1the application form for the main card for the person aged 8 to 65, and/kloc-the application form for the auxiliary card for the person aged 0 to 6; Documents to prove financial resources: it can be the salary table or income certificate issued by the applicant's work unit (which needs to be stamped with the company's financial seal), the copy of the salary passbook/bill issued by the bank (which needs the information of the salary record in the last three months), and the copy of the personal income tax withholding certificate; Proof of permanent residence: it can be a copy of the applicant's household registration card (book), a copy of the latest payment bill for water, electricity, gas and fixed telephone (choose one), or other documents that can prove that the applicant has a fixed residence address; The following documents can help the bank accept your application quickly and help to obtain a higher credit limit; Copy 1 copy of monthly statement for the last two or three issues of commonly used credit cards (optional), copy of self-owned property certificate 1 copy (optional), original and copy of motor vehicle driving license 1 copy (optional), and copy of bank deposit certificate (passbook) 1 copy (optional).