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Is the GF JD Card a credit card?

The GF JD Xiaobai co-branded credit card is a joint credit card issued by GF and JD.com. New customers who meet 5 points-based purchases exceeding 288 yuan within 93 days of card issuance will have the opportunity to obtain JD.com payment coupons worth up to 200 yuan!

The annual fee policy is free of charge in the first year, and customers who swipe the card 6 times in the same year can be exempted from the annual fee in the following year. Annual fees are waived in the first year, and annual fees are waived for the following year after spending 6 times

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Introduction to Guangfa Bank:

China Guangfa Bank (full name: China Guangfa Bank Co., Ltd. is one of the earliest joint-stock commercial banks in China. It was established on the banks of the Pearl River in 1988 and is now headquartered in Guangzhou, Guangdong Province, China.

On April 8, 2011, the original name "Guangdong Development Bank Co., Ltd." was officially changed to "Guangfa Bank". Mainly engaged in comprehensive financial services business, later "China Life" bought a large number of shares in China Guangfa Bank and became the largest shareholder.

JD.com, a Chinese self-operated e-commerce company, was founded in Zhongguancun, Beijing on June 18, 1998. It is a member of the Fortune Global 500. It is an amazing shopping platform.

JD.com owns JD.com, JD.com, JD.com, JD.com, O2O and overseas business units. In 2013, it officially obtained a virtual operator license. In May 2014, it was listed on the NASDAQ stock exchange in the United States (stock code: JD). On June 18, 2020, it was listed in Hong Kong, China (stock code: 9618).

JD.com is a Chinese e-commerce company headquartered in Beijing. It is one of the two largest B2C online retailers in China by transaction volume and revenue, and is a member of the Fortune Global 500. As of the first quarter of 2018, the platform had 301.8 million active users.

JD.com was founded in July 1998, and its retail platform was launched in 2004. It started as an online magneto-optical store but soon diversified into selling electronics, mobile phones, computers and similar products. The company changed its domain name to 360buy.com in June 2007 and then to JD.com in 2013. Meanwhile, JD.com announced its new logo and mascot.

JD.com is the world's leading drone automation technology and robotic high-tech and artificial intelligence delivery company, with the world's largest drone delivery system, infrastructure and capabilities. It recently began testing robotic delivery services and building drone delivery airports, as well as operating driverless deliveries by launching its first autonomous truck.