Credit card bill installment is a kind of business similar to mortgage repayment launched by banks. In the agreed installment stage, you can pay a certain amount of interest to the bank every installment. If you need to handle the bill installment, it is recommended to analyze the interest rate by telephone consultation or make a detailed calculation before making a decision. Generally, credit card records are not particularly expensive or extremely high, and it is not recommended to bill in installments. This can be obtained by calculating the consumption amount and the interest borrowed from you.
For banks, credit card is the core business of profit growth and an important part of retail business. Because there is a lot of room for value-added, it seems that credit cards are just personal retail revolving line loans, but in fact, there are income such as credit collection, special loan review and issuance (large amount, which does not occupy credit line), bills, cash installment, credit card fees, revolving interest, liquidated damages, etc., which are very expensive for banks. In other words, both the credit card bill and the cash installment have expenses, so the installment must be done according to your ability and don't bear unnecessary expenses.