Excuse me, Ping An Bank has your credit card free of annual fee for life

Ping An has your credit card free of annual fee.

according to ping an bank's standards, ping an youyou card is originally a series of life-long annual fee-free credit cards of ping an bank, and there is no extra handling fee when activated. Moreover, Ping An's card gives users more choices on the basis of the traditional Ping An credit card, and the card holder can choose his favorite rights to apply.

1. Credit card application

In most cases, citizens who have full capacity for civil conduct (citizens aged 18 or above in Chinese mainland) and have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph.

second, credit card opening

since the credit card application is approved, the card will be sent by post, so there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

after accepting a credit card, a credit card merchant or bank should review the validity of the credit card and the identity of the cardholder.

does ping an credit card need an annual fee? How much is it?

an annual fee is required.

The annual fee of Ping An Bank's credit card is divided according to the level of the card, and the specific fees are as follows:

Ping An Platinum Credit Card: the annual fee of the main card is 28 yuan; The annual fee of supplementary card is 18 yuan;

ping an bank credit card: the annual fee for the gold card is 3 yuan; Annual fee of gold card supplementary card 15 yuan;

the annual fee for the master card of Puka is 1 yuan; Supplementary card annual fee 5 yuan;

ping an insurance credit card 2113: the annual fee for the master card of Puka is 1 yuan; Supplementary card annual fee 5 yuan;

Ping An One Account Pass: the annual fee of Jinkapu Card is 3 yuan; Puka annual fee 1 yuan;

ping an Ctrip business travel credit card: the annual fee for the gold card is 3 yuan; Supplementary card annual fee 15 yuan;

the annual fee for the master card of Puka is 1 yuan; Supplementary card annual fee 5 yuan;

ping an owner's credit card 5261: the annual fee of the main card is 2 yuan;

ping an I car credit card: the annual fee of the main card is 3 yuan.

Extended information:

Ping An Bank's credit card annual fee exemption policy:

Ping An Bank's credit card, 1653, can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if you swipe the card for six times in the current year (except platinum card and owner card). Ping An Platinum Credit Card has a rigid annual fee for the first year (it can't be reduced). If you spend 15, yuan in that year, you can get rid of 5% of the annual fee for the next year, and if you spend 3, yuan in that year, you can get rid of the annual fee for the next year. The supplementary card rules are the same as the main card.

the first year's rigid annual fee (which can't be reduced) of Ping An's owner's credit card can be exempted from the next year's annual fee if he spends over 3, RMB or equivalent US dollars in that year.

Is there an annual fee for Ping An Yours Card?

If Ping An Yours Card has no annual fee, it is a life-long annual fee-free credit card, but the card rights need to be customized. The annual fee for customized rights is 288 yuan per year, which will be deducted from the credit card account once it is activated by your card. If the rights are not cancelled, it will be automatically renewed every card year. Other charging items are consistent with the charging standard of Ping An Bank's credit card UnionPay single currency card.

Ping An Yourcard Credit Card is a kind of credit card that provides young customers with free choice and flexible combination. The card-making cost is 5 yuan/card (the standard card is free, and other cards are normally charged). It can be said that it is very good to enjoy the rights and interests of the integral party, the viewing group and the delicious school.

Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 5,123.35 million and total assets of nearly RMB 1.37 trillion, it is headquartered in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches all over China and representative offices in Hongkong.

In January p>212, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank was renamed as the new Ping An Bank, and the new Ping An Bank was formally opened for business. On June 26, 219, eight banks, including Ping An Bank, launched the first batch of enterprise information networking verification systems.

The debit card of Ping An Bank refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit, withdrawal, transfer and settlement, universal deposit and withdrawal, one-card multi-card account, shopping consumption, payment on behalf of others, self-service banking, telephone banking, online banking, revolving loan and VIP service.

Ping An Bank has four types of debit cards, namely, general card, gold card, platinum card and diamond card. [img]

Is there an annual fee for Ping An Credit Card

Different types of credit cards in Ping An Bank have different annual fee standards. You can log in to Ping An Pocket Bank APP- Credit Card-More-Card Family Photo to find out the annual fee standards for different credit cards.

if you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat WeChat official account (paxyk95511) for consultation.

response time: 221-12-27. Please refer to the latest business changes announced by Ping An Bank in official website.

is there an annual fee for ping an credit card?

ping an credit card has an annual fee. Ping An Bank's credit card can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted after spending 6 times in the current year (except platinum card and owner card).

1. Ping An Platinum Credit Card has a rigid annual fee for the first year (it cannot be reduced). If you spend 15, yuan in that year, you can get rid of 5% of the annual fee for the next year, and if you spend 3, yuan in that year, you can get rid of the annual fee for the next year. The supplementary card rules are the same as those for the main card.

2. The first year's rigid annual fee (which can't be reduced) of Ping An owners' credit cards, and the annual fee for the following year can be exempted if they spend over 3, RMB or equivalent US dollars in that year.

Novices should pay special attention to the following points when using credit cards:

(1) When issuing banks give special discounts for the first year to attract consumers to apply for credit cards, they must pay special attention. These promotions are usually short-term, so don't be confused for a moment. When choosing a credit card, you should give priority to long-term benefits.

(2) avoid applying for more cards than you can afford. First evaluate your consumption habits, needs and financial situation, and then decide how many credit cards you need to choose.

(3) You must sign the new card as soon as you receive it, and cut up the old card to avoid fraudulent use.

(4) you must take good care of your credit card and report the loss immediately if it is lost.

(5) You must maintain a good credit record regardless of credit card or charge card.

Adjustment of temporary credit line of Ping An Bank:

Banks will make a comprehensive evaluation based on customers' past credit card use. It is suggested that cardholders can diversify their consumption types when spending their credit cards, such as household appliances consumption, catering consumption, supermarket shopping, etc., and at the same time ensure a good repayment record. If there is urgent demand for credit cards, they can also call the bank customer service hotline to apply for a temporary increase in credit line.

the bank will continue to pay attention to the changes of your credit card usage and credit standing, and will not raise the temporary limit for customers who meet the requirements of the adjustment from time to time. It is suggested that you can use the Bank of Communications card more often and repay the loan on time, and keep a good record of using the card. At the same time, you can call the customer service hotline to apply for a temporary increase in the limit when you need to use the card urgently.

inactive credit cards may also be charged an annual fee. Many people actually have more than one credit card, so there must be idle credit cards. Moreover, some people will put their credit cards aside after getting them because the credit line is relatively low;

however, even if the credit cards that have been used for a long time are not used or activated, some credit cards will be activated automatically without the confirmation of consumers, resulting in an annual fee. For example, the annual fee for platinum cards and above is usually more than 1, yuan. This kind of credit card has higher rights and interests, so it is usually unavoidable to charge an annual fee, even if it is not activated.

So much for the introduction of Ping An Credit Card.