What is the difference between the gold card and the regular card of the rural credit cooperative?

The basic differences between the gold card and the regular card of the rural credit cooperative are as follows:

1. Rural Credit Cooperative The credit limit of the Rural Credit Cooperative Gold Card and the regular card are different:

The credit limit of the Rural Credit Cooperative Gold Card and the regular card is very different. The gold credit card is generally issued to mid-to-high-end customers. For customers, the credit limit is usually 20,000 yuan to 300,000 yuan, while the general credit card is issued to ordinary users, and the credit limit is generally 2,000 yuan to 50,000 yuan. The specific credit limit must be assessed based on personal qualifications and credit;

2. The annual fee amounts of Rural Credit Cooperative Gold Card and Regular Card are different:

The Rural Credit Cooperative Gold Card has a higher limit, so the annual fee of Gold Card is higher than that of regular Card. The card is high. Take the Fuwantong Banyan IC Credit Gold Card of Fujian Rural Credit Cooperative as an example: the annual fee for the gold card is 80 yuan for the main card and 40 yuan for the supplementary card, while the annual fee for the regular card is 60 yuan per year for the main card and 30 yuan for the supplementary card. yuan/year.

3. The Rural Credit Cooperative Gold Card and the regular card have different rights and interests:

Because the Rural Credit Cooperative Gold Card has a higher level than the regular card, there are usually some features that the regular card does not have. offers. Tip: There are many differences between the Rural Credit Cooperative Gold Card and the Regular Card. Consumers can choose according to their own consumption habits, and do not blindly pursue a certain card.

Introduction to Rural Credit Cooperatives:

Rural Credit Cooperatives (English name RuralCreditCooperatives, Chinese abbreviation of Rural Credit Cooperatives, Rural Credit Cooperatives) refers to establishments approved by the People's Bank of China and composed of members as shareholders , rural cooperative financial institutions that implement democratic management and mainly provide financial services to members. Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy.

What is the Rural Credit Cooperative Union Fuxiang Credit Card Gold Card?

Fuka Credit Card Gold Card is a credit card launched by Rural Credit Cooperatives, which gives cardholders a certain credit limit. , cardholders can consume within the credit limit first and then repay.

Credit card limit: At present, the credit limit of the Fuca Credit Card Gold Card issued by our bank (company) is 20,000 to 50,000.

Points rules: Our bank (corporation) will earn 1 point for each RMB 1 valid consumption by the cardholder, and the points will be valid forever (cleared when the account is closed); the Fucard Credit Card Gold Card will be rewarded with 3,000 points upon opening the card. Points; on the cardholder's birthday, you can enjoy double points for spending with the card; 3,000 points will be awarded for recommending a gold card, and the referrer's points will be credited to his account only after the referrer's card is activated.

Product period: The Fuca Credit Card Gold Card is valid for 5 years;

Fee standard: The annual fee for the Fuka Credit Card Gold Card is 80 yuan per year for the main card and 40 yuan for the supplementary card. ; If you apply for the Fuka Credit Card Gold Card now, the first-year annual fee will be waived. At the same time, if the annual account consumption reaches 12 times (no limit on the amount) or the cumulative consumption amount reaches 10,000 yuan, the annual fee for the next year will be waived. The Gold Card allows overdraft but cannot deposit money (no interest on deposits); the Fu Card is an ordinary bank card.

What are the uses of Rural Credit Cooperative Bank Gold Card?

The functions of Rural Credit Cooperative Bank Gold Card are:

1. Issued for high-end individual customers, compared with ordinary As far as cards are concerned, gold cards are a symbol of high-quality individual customer identification.

2. In addition to basic functions such as cash deposit and withdrawal, transfer settlement, consumption, and inquiry, cardholders also enjoy many personalized value-added and credit card preferential services.

3. Provide personalized customized services, including but not limited to VIP business priority processing windows, bank card business fee discounts, card consumption discounts, VIP member special events, member birthday feedback, etc.

Extended information

1. The credit limit refers to the maximum overdraft limit given by the bank to the credit card when approving the credit card. The card can only be used for consumption within this limit. If it exceeds this limit, Just swipe your card to spend.

2. The credit limit is determined based on a comprehensive evaluation based on the information filled in when applying for a credit card and the relevant supporting documents provided. The principal card and supplementary card*** share the same limit.

3. Under normal circumstances, the RMB limit and the US dollar limit in the dual-currency credit card limit can be converted to each other. For example: your limit is 30,000 RMB. When you use the card overseas, your credit limit The credit is equivalent to approximately US$5,000.

4. The credit limit will be adjusted regularly by the bank, but you can proactively provide relevant proof of financial resources to request an adjustment of the credit limit. In addition, when you need a higher limit within a certain period of time when traveling abroad, moving to a new home, etc., you can request to increase the temporary credit limit.

Guangdong Rural Credit Union-Pearl River Ping An Gold Card

What is the credit union gold card? What's the use?

Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels. The gold card is a debit card issued after a comprehensive assessment of the applicant's financial strength, so each level of card represents the cardholder's financial strength.

The "Gold Card" allows customers to enjoy distinctive services, and a series of VIP-exclusive financial services will also reflect customers' life tastes, making customers' financial assets safer and investment and financial management more convenient. Be one step ahead and experience the world's card usage trends.

In a broad sense, gold card is a kind of high-grade imported copper material that adopts leading new process technology and undergoes design, wire cutting molding, stamping, corrosion, printing, polishing, electroplating, color filling, packaging and other processes Cards made with precision work procedures.

In today's globalized world, competition among enterprises is becoming increasingly fierce, and the brand effect of enterprises has played a decisive role.

Equipping a personalized high-end metal card can highlight the connotation of corporate culture. It gives people a good visual atmosphere and is a symbol of status. It can make the other party remember you and your products deeply.

Integrate modern design ideas and express extreme style. Extraordinary creativity, noble and elegant, with collection and gift value. Can be used for business gifts, advertising gifts, etc.

Extended information:

Conditions for applying for a gold card:

1. The applicant’s deposit balance at the card issuer on the day (total deposits in all associated accounts under the same customer, The same below) reaches RMB 20,000 (inclusive) and above.

2. The average daily deposit balance at the card issuer in the 90 days before the application date reaches more than RMB 20,000 (inclusive).

3. The average monthly balance of personal loans within one year reaches more than RMB 100,000 (inclusive), with good repayment status and no bad records.

4. The cumulative direct consumption amount of rural credit cooperative card customers reaches more than RMB 50,000 (inclusive) within one year.

Baidu Encyclopedia - Bank Card

Credit Union Gold Card Application Conditions

The application conditions for Credit Union Gold Card are different in various regions. For example, the conditions for applying for the gold card of Heilongjiang Rural Credit Union are: new customers must make a one-time deposit of more than RMB 50,000 (not including RMB 50,000, the same below) or old customers must have a current deposit balance of more than RMB 5 at the card issuer on the application date. Ten thousand yuan, but some areas require customers to deposit more than 100,000 yuan in the card.

The functions of rural credit cooperative bank gold cards are:

Issued for high-end individual customers. Compared with ordinary cards, gold cards are a symbol of identification of high-quality individual customers.

In addition to basic functions such as cash deposit and withdrawal, transfer settlement, consumption, and inquiry, cardholders also enjoy many personalized value-added and credit card preferential services.

Provide personalized customized services, including but not limited to VIP business priority processing windows, bank card business fee discounts, card consumption discounts, VIP member special events, member birthday feedback, etc.

The credit limit refers to the maximum overdraft limit given by the bank to the credit card when approving the credit card. You can only use the card to make purchases within this limit. If you exceed this limit, you cannot use the card to make purchases.

The credit limit is determined based on a comprehensive evaluation based on the information filled in when applying for a credit card and the relevant supporting documents provided. The principal card and supplementary card*** share the same limit.

Generally, the RMB limit and the USD limit in a dual-currency credit card can be converted to each other. For example, if your limit is 30,000 RMB, when you use the card overseas, your credit limit will be Approximately equivalent to US$5,000.

The credit limit will be adjusted regularly by the bank, but you can proactively provide relevant proof of financial resources to request adjustment of the credit limit. In addition, when you need a higher limit within a certain period of time when traveling abroad, moving to a new home, etc., you can request to increase the temporary credit limit.

Rural credit cooperatives do not need to apply for gold cards. The working capital stored in rural credit cooperatives is more than 100,000 yuan, and their system will automatically record it for more than one month. These funds have been stored in rural credit cooperatives for more than three months. , automatically upgrade to Platinum card when they system.

With your ID card and a one-time deposit of 200,000, you can apply for a gold card.

The deposit of 30W will be deposited regularly for half a year. Or if 100,000 yuan is circulated in rural commercial banks every day, it can be turned into a gold card.

Since the business targets are cooperative members, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are: to organize and regulate rural funds in accordance with the provisions of national laws and financial policies, to support agricultural production and comprehensive rural development, to support various forms of cooperative economy and member family economy, and to restrict and combat.

This is the end of the introduction about the Rural Credit Cooperative Gold Credit Card and the pictures of the Rural Credit Cooperative Gold Credit Card. I wonder if you found the information you need?