Rubbish pats and loans, which is harmful to people. If you take a pit by surprise, you will take everything. There is no bottom line for doing things and charging huge profits. Even if there is no loan, it is just an ID card. You are in the dark, and the loan has been successful. Where did the money go? I stole your information and opened an account for you. When asked about the bank card, people said they didn't have to tie it. Anyway, you've already got a loan, so it's no use not knowing.
Never bind a credit card to an online loan, or you will regret it. When overdue, it will be deducted from the bound credit card as much as possible!
According to regulatory requirements, it is strictly forbidden to transfer funds from credit cards for online loan transactions. The compliance platform will ensure that only debit cards can be bound. If you find a platform to bind credit cards, this platform is definitely the kind of problem platform. You can report directly to the local finance bureau or the people's bank.
Why can't I borrow money online without a credit card? These online loans are quite special.
There are many online loans in the market. Under normal circumstances, anyone with good credit and strong repayment ability can apply, but some online loans have special requirements, such as some can't be processed without a credit card. So, why is this happening? Today, let's briefly introduce loans that require credit cards.
Why can't I borrow money online without a credit card?
In fact, the reason is very simple. Although they all borrow money, the purpose of this kind of online loan is different from other online loans. The borrowed money can only be used to pay back the credit card. When applying, you must provide a credit card as a credit card. Without a credit card, you will definitely not apply.
In essence, it is actually a credit card compensation service, which is suitable for cardholders who have not yet returned their credit cards. The online lending platform provides funds to repay the credit card, and then the cardholder repays it to the online lending platform, from which the online lending platform can earn interest or handling fees.
By the way, take stock of several similar online loans:
1, also
It is a credit card to repay the loan in advance, operated by Chongqing Focus Co., Ltd., with a maximum loan amount of 50,000 yuan, which can be repaid in installments. The application needs to provide a credit card with normal status, and the cooperative bank will lend money, and will conduct credit reporting and reporting.
2. Micro-music integral
With Tenpay's small loan credit loan, you can borrow money from Weilefen to repay your credit card. The credit card repayment of WeChat wallet needs to be bound with a personal credit card, and installment repayment can be selected among more repayment methods, so that you can use Weile Powder for credit card repayment, and you need to reach a comprehensive score to borrow money.
The above is the relevant introduction of "Why can't I borrow money without a credit card". I hope it will help everyone. In short, everyone must pay attention to the use of funds in online loans and handle appropriate online loans according to their own needs.
Let's talk about why online loans should be bound to credit cards.