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If the online loan is overdue and I only pay back the credit card, can the online loan check my credit card repayment record?

Yes, online credit card loans can check your credit card repayment records. The following are relevant instructions:

1. Data sharing: In China, there is an information sharing mechanism between banks, credit card companies and online lending institutions. This means that overdue online loans may affect your credit history, including credit card repayment history.

2. Personal credit report: Financial institutions can obtain your credit information through personal credit reporting agencies (such as the Central Bank Credit Reference Center, etc.). Overdue online loans may show up on your credit report and have a negative impact on your credit score.

3. Comprehensive evaluation: Financial institutions will comprehensively consider a variety of factors when approving a credit card application, including your income, employment status, credit record, etc. Overdue online loans may be considered bad credit behavior, lowering your chances of getting a new credit card.

Summary:

Overdue online loans may affect your credit card application and credit score, because financial institutions will take your credit history into consideration. Timely repayments are recommended to maintain good credit status. If necessary, you can consult the relevant financial institution or personal credit reporting agency for more information.

Extended information:

In China, the construction of the credit system has become one of the important financial reform goals. Personal credit history plays an important role in various financial activities, such as loans, credit cards, mortgages, etc. Overdue online loans have a negative impact on personal credit evaluation and may lead to loan difficulties, credit card limit restrictions and other issues. Therefore, it is important to maintain a good credit history and make sure you pay off your debts on time.