How much is the annual fee for postal credit cards?
1. Regular cards: no annual fee, except for special products otherwise specified.
2. Gold Card: 125 yuan/year for the main card and 60 yuan/year for the supplementary card. The annual fee is waived in the first year, and if certain card usage conditions are met, the annual fee is waived in the following year. Except for special products otherwise specified.
3. Dingya Platinum Card: 500 yuan/year for the main card and 200 yuan/year for the supplementary card. The annual fee is waived in the first year, and the annual fee is waived for the following year if you spend 70,000 yuan or 20 transactions.
4. Dingzhi Platinum Card: 2,600 yuan/year for the main card and 1,300 yuan/year for the supplementary card. A certain amount of points can be redeemed for the annual fee.
5. Annual fee: Gold card main card 125 yuan/year, supplementary card 60 yuan/year; regular card free of annual fee for life
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year Fees are also an account that cannot be ignored among all credit card accounts. They require cardholders to pay or repay them every year. Although the credit card has a withdrawal function, the fees after the withdrawal also require the cardholder to repay on time. How to charge the annual fee for Postal Savings Credit Card?
(1) For holders of ordinary postal savings credit cards, the annual fee for the card is waived for one year. If you swipe the card 6 times in a year, the annual fee for the next year will be waived.
(2) For Postal Savings Gold Card-level credit cards, the annual fee for the main gold card is 125 yuan, and the annual fee for the supplementary gold card is 60 yuan.
(3) The maximum annual fee for Postal Savings Bank Gold Card credit card is RMB 300, and the card holder must pay the annual fee.
According to the current standards of card-issuing banks, the annual fee for domestic credit cards is calculated from the repayment bill. If the user needs to pay the annual fee but cannot repay it on time, it will cause overdue payment and directly affect the credit card balance. The cardholder’s personal credit. If the cardholder is the first credit card user, the bank system will automatically apply for annual fee reduction when applying for a card.
How to charge the annual fee for Postal Savings Credit Card?
1. For ordinary Postal Savings Credit Card holders, the credit card is free of annual fees in the first year, and the card is swiped in the current year. 6 times can waive the annual credit card fee for the following year.
2. For postal savings gold card-level credit cards, the annual fee for the main gold card card is 125 yuan per year, and the annual fee for the gold supplementary card is 60 yuan per year.
3. Postal Savings Bank gold-level credit cards charge an annual fee of up to RMB 300 per year, which cardholders must pay.
Annual fee charging standards for Postal Savings Credit Card
The annual fee is also an account that cannot be ignored among all credit card accounts. It requires cardholders to pay or repay it every year. Although the credit card has a withdrawal function, the fees after the withdrawal also require the cardholder to repay on time. How to charge the annual fee for Postal Savings Credit Card?
(1) For general-level postal savings credit card holders, the annual fee for the card will be waived within one year, and the annual fee for the next year will be waived if the card is swiped 6 times within a year.
(2) For Postal Savings Gold Card-level credit cards, the annual fee for the main gold card is 125 yuan, and the annual fee for the supplementary gold card is 60 yuan.
(3) The maximum annual fee for Postal Savings Bank Gold Card credit card is RMB 300, and the card holder must pay the annual fee.
According to the current standards of card-issuing banks, the annual fee for domestic credit cards is calculated from the repayment bill. If the user needs to pay the annual fee but cannot repay it on time, it will cause overdue payment and directly affect the credit card balance. The cardholder’s personal credit. If the cardholder is the first credit card user, the bank system will automatically apply for annual fee reduction when applying for a card.
How much is the annual fee for a postal savings credit card? No annual fee?
As the fifth largest bank in China, the Postal Savings Bank has always received widespread attention. People are very concerned about all aspects of the Postal Savings Credit Card, such as the annual fee. So, how much is the annual fee for a postal savings credit card? No annual fee? Let me answer it for you today.
The annual fees for postal savings credit cards vary depending on the credit card level and card type.
How much is the annual fee for a postal savings credit card?
1. Regular Cards
Most of Postal Bank’s regular cards do not require annual fees and are free of annual fees within the validity period.
2. Gold Card
In Postal Bank’s gold card, the annual fee is basically RMB 125 per year for the main card and RMB 60 per year for the supplementary card.
3. Platinum Card
The annual fee for the Postal Savings Credit Card Platinum Card is RMB 2,600 per year for the main card and RMB 1,300 per year for the supplementary card.
Is the postal savings credit card free of annual fees?
The annual fee for the Postal Savings Credit Card is directly waived, while the gold card only waives the annual fee for the first year. If you want to waive the annual fee for the following year, you need to spend 6 or more with the card within one year. Only then can the annual fee for the following year be waived. The Platinum Card does not waive the rigid annual fee.
The above is the answer to "What is the annual fee for a postal savings credit card? Is it free of annual fee?" Most regular cards are free of annual fees, and most gold cards have annual fee charging standards and annual fees. The policy is as summarized above. However, Postal Bank has a wide range of card types, and some individual card types have slightly different annual fees. For specific information, you can also call Postal Bank’s customer service number to inquire.
How much is the annual fee for postal credit cards?
The annual fee for postal credit cards:
1. The annual fee for postal credit cards. Most of them are free of annual fees, and a small number charge an annual fee of 50 yuan or 125 yuan.
2. Postal credit card gold card annual fee. Most are 125 yuan per year, and a small number are 200 yuan per year.
3. Annual fee for Postal Credit Card Platinum Card. Most are 2,600 yuan per year, and a small number are 500 yuan per year.
China Postal Savings can be traced back to the postal savings business launched in 1919, which has a history of a hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company.
In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H places".
China Postal Savings can be traced back to the postal savings business launched in 1919, which has a history of a hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company.
In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H places".
The Bank has nearly 40,000 business outlets and serves more than 600 million individual customers. It is positioned to serve "agriculture, rural areas and farmers", urban and rural residents and small and medium-sized enterprises, and is committed to serving the most dynamic sectors in China's economic transformation. Provide services to customer groups and accelerate the transformation to a new retail bank that is data-driven, channel coordinated, wholesale and retail linkage, and operationally efficient. The Bank has excellent asset quality and significant growth potential, and is China's leading large-scale retail commercial bank.
The Bank insists on serving the real economy, actively implements national strategies and supports the construction of China’s modern economic system, and achieves its own sustainable development. Adhere to customer-centeredness, build a financial service system that is interconnected and integrated online and offline, and provide customers with high-quality, convenient and efficient comprehensive financial services.
Adhere to the risk-based approach and continue to improve the construction of a "comprehensive, full-process, all-staff" comprehensive risk management system, and asset quality continues to maintain an excellent level. Adhering to the business philosophy of “reaching urban and rural areas and benefiting the people”, we actively fulfill our social responsibilities in providing inclusive financial services, developing green finance, and supporting targeted poverty alleviation. After 13 years of hard work, the Bank’s market position and influence have become increasingly evident. In 2020, among the top 1000 global banks in the British "The Banker" magazine, the Bank ranked 22nd in terms of tier one capital.
In 2020, Fitch Ratings and Moody's gave the bank an A and A1 rating respectively, which are consistent with China's. S&P Global gave the bank an A rating, and S&P Ratings gave the bank an AAAspc rating. Both outlooks are Stablize.
Facing the period of strategic opportunities with great potential for China's economic and social development, the Bank will thoroughly implement the new development concept, comprehensively deepen reform and innovation, accelerate the transformation and development of "characteristics, comprehensiveness, lightness, digitization and intensification", and continue to improve its service to the real economy. In terms of quality and efficiency, we strive to improve our ability to serve customers and strive to become a first-class large-scale retail commercial bank that is trusted by customers, has distinctive characteristics, is stable and safe, is driven by innovation, and has excellent value.
That’s it for the introduction of how to calculate the annual fee for postal credit cards.