After each piece of personal information is submitted to the bank, it has to go through branches, sub-branches and credit card centers, and many people handle it. Taking Beijing as an example, Yu Mou, the former employee of Ping An Bank Credit Card Center, who was sentenced to fixed-term imprisonment on 20 13, once sold more than 600 pieces of customer information, including the salary certificate and identity certificate kept by customers when they applied for cards.
According to information dealers, a considerable part of the information is not directly leaked by banks, but from enterprises that have cooperative relations with banks. Therefore, in addition to being used by banks, personal information may also be used by cooperative enterprises to promote business and share information with joint merchants. This will lead to the disclosure of personal information, or the sharing of personal information to cooperative industries, which will cause trouble or influence to individuals.
Extended data:
Credit card salesmen may steal personal information, so they can't apply for credit cards, because they need to do it themselves, and it is impossible to let others act as agents. However, personal information will be leaked or shared with cooperative enterprises, which will also bring troubles to customers.
Moreover, at present, the contracts for handling credit cards are basically the bank's own version, and there is no unified format contract. At present, there is no provision in the contract on whether the bank should make a promise of information confidentiality and how to use customer information. Therefore, in view of this situation, it is not common for salesmen to steal personal information, but many people do steal and sell customer information.
Therefore, the regulatory authorities should increase the punishment for financial enterprises, cooperative institutions and other sources of information disclosure, and urge commercial banks to strengthen the review of cooperative institutions. Fundamentally speaking, it is necessary to promote the long-awaited legislation of the Personal Information Protection Law as soon as possible, and clarify the protection responsibility of citizens' personal information.
People's Daily Online-Credit Card Information Leak Investigation: You can buy a new card's personal information for 50 cents.