The fastest possible return is the same day.

1. The money transferred to a canceled debit card cannot be transferred out. If the transfer is from the same bank card, it will be returned to the transfer account at that time. Transfers from other banks will be returned to the transfer out within 24 hours. account.

2. If the depositor needs to change the bank settlement account of the unit due to relocation or other reasons, the account balance can only be transferred to other bank settlement accounts of the unit with the same name by transfer, and no cash withdrawal is allowed.

3. If a depositor cancels his basic settlement account due to being merged, dissolved, declared bankrupt or closed, or his business license is canceled or revoked, he can use the "Industrial and Commercial Cancellation Certificate" as the capital contribution of the original investor. Proportional or shareholder resolutions signed by all investors will transfer the account balance to the investor's personal settlement account or withdraw cash in proportion.

If a Bank of China credit card holder no longer uses the credit card, he or she must notify the bank in advance and apply for account cancellation procedures. When applying for account cancellation, cardholders should go through the account cancellation procedures in accordance with bank regulations. The Bank of China credit card cancellation process is that after the cancellation application is submitted, the account cancellation cannot be completed immediately. 45 days after the cardholder applies for account cancellation, if the customer's account has no arrears and no remaining balance, the bank will close the account for the customer; if If there is still an outstanding balance, the bank will proactively notify the customer to repay the outstanding balance as soon as possible to complete the account cancellation; if there is still a balance remaining, you can go to a Bank of China branch branch to apply for balance refund; when the Bank of China credit card principal card account is canceled, all supplementary cards under its name will be cancelled. .

How to cancel the Bank of China credit card:

1. Call the Bank of China credit card customer service hotline to cancel the card

Bank of China credit card holders can call the Bank of China credit card 24 hours a day When applying for account cancellation via the customer service hotline, Bank of China will check the status of the credit card in the customer's name. Account cancellation cannot be completed immediately. 45 days after the cardholder applies for account cancellation, if the customer's account has no outstanding debts and no remaining balance, the bank will close the account for the customer; if there is still a debt outstanding, the bank will proactively notify the customer to repay it as soon as possible. If you still have a balance outstanding, you can go to a branch of Bank of China to handle the balance refund.

2. Go to the Bank of China credit card counter to cancel the card

Bank of China credit card holders can also bring their ID card to the Bank of China business outlet counter to cancel the card. The staff at the counter will help you cancel your credit card. The whole process only takes a few minutes. However, if there are many people doing business in the bank, you will need to get a number and wait in line, which will take a long time. It is more economical to call. time.