What does it mean to have a mastercard on my ICBC credit card?

Most domestic cards have the UnionPay logo on them. Those with the mastercard logo are dual-currency credit cards or US dollar single-currency credit cards (USD). Not every merchant in China can swipe single currency); the Mastercard logo proves that your card can be used for foreign currency consumption after going abroad, and it can be used abroad. However, bills settled through the MasterCard channel will be settled in US dollars, and you need to purchase foreign exchange to repay, and there will be a certain conversion fee.

Is there an annual fee for opening the ICBC MasterCard credit card?

There is no annual fee. The official answer is: There is no annual fee for not activating the credit card, but you cannot handle deposits, transfers and other services. You can enjoy a wealth of preferential activities by using your credit card. It is recommended to activate it in time. You can also enjoy annual fee reduction after meeting certain conditions.

If it is not activated, there will be no adverse effects. The cardholder can activate it at any time during the validity period of the credit card. The validity period of the card is embossed on the front of the card. The first two digits are the month and the last two digits are the year (such as MM/YY). You can check the card validity period through the information printed on the card.

What is the ICBC mastercard?

MasterCard is translated into MasterCard in Chinese.

1. All major domestic commercial banks are members of MasterCard, which means that most bank credit cards are MasterCard. Normally, when applying for a credit card, customers can apply for a VISA credit card or MasterCard card independently.

2. MasterCard is more suitable for users who frequently travel to Europe and North America. It will be more advantageous to pay with Mastercard in these areas. At the same time, credit cards have many preferential activities in China and are also suitable for domestic consumers.

3. You can earn points by using your credit card. Credit card points increase in tandem with the usage limit of our credit card. The more restrictions you use, the greater the points. It is round. Dots do many things. You can use them to watch movies. Eat. entertainment. To exchange for what I want.

Can I take the subway in the UK with my ICBC mastercard?

Yes, I can take the subway.

1. According to the query, the ICBC Mastercard is an international credit card. Cardholders can swipe their cards in places with the Mastercard logo in the UK, and they can swipe on the high-speed rail.

2. Mastercard has a consumption overdraft function, which provides cardholders with great convenience. When cardholders go to a new country, they need to use local currency for consumption. This card can Convert to local currency for consumption, no need to go out of your way to exchange for the currency of your own country.

Why are there two ICBC Endeavor Credit Cards?

This is because: after the ICBC Endeavor Card is successfully applied for, the cards will be issued simultaneously with one UnionPay card and one MasterCard card, with the UnionPay single logo Cards are generally used in RMB within the country, while foreign single-logo cards are used in foreign currencies overseas. The Endeavor Card does not charge an annual fee during its validity period.

ICBC adopts the "11" card application model, which is to simultaneously apply for MasterCard single-logo multi-currency cards (magnetic stripe EMV contactless chip cards). The multi-currency is mainly to meet the needs of foreign currency settlement, such as when traveling abroad. consumption, etc.).

The UnionPay logo on the lower right is a domestic card.

The mastercard mark on the lower right is an overseas card. There is no annual fee for overseas cards as long as they are not activated.

Extended information:

Features of using ICBC credit card:

1. Spend first and repay later, enjoy the interest-free repayment period

There is no need to deposit a reserve fund with the Peony credit card. Cardholders can consume first and repay later within the credit limit given by the bank. There is also an interest-free repayment period. Cardholders can enjoy an interest-free repayment period of a minimum of 25 days and a maximum of 56 days from the date of consumption (excluding cash withdrawals and transfers).

2. Enjoy preferential services from the nationwide special merchant network

Cardholders who join the ICBC Peony Card national special merchant network can enjoy air ticket bookings, hotel accommodation and meals, car rental services, and car rescue services. , you can enjoy convenient and considerate services from specially appointed merchants at relatively favorable prices.

3. Credit consumption and sufficient credit limit

After confirming that the cardholder meets the application conditions, the card issuer will determine the cardholder’s consumption needs based on the cardholder’s personal credit status. The credit limit can be up to RMB 50,000. The credit limit increases as the cardholder's credit profile improves.