Hello, if you apply for installment of the bill, the bill has been issued: the maximum amount of the application for installment shall not exceed 95% of the total credit card consumption in RMB and USD newly added in the current bill (excluding transactions that cannot be installment). The amount of RMB bill installment and unpaid bill installment application is not less than that of 300 yuan; The application amount for invoiced installment and non-invoiced installment in USD shall not be less than 100 USD. Billing by installments: the current bill only needs to repay the undistributed amount, and the first amount and handling fee are included in the next bill. Unbilled transaction: the down payment and handling fee are included in the bill corresponding to the original transaction.