Telephone banking cancellation:

Credit cards can be cancelled by telephone banking. If the credit card can only be cancelled by phone on the premise of cancellation, call the corresponding bank customer, enter the search card number and information according to the prompt, and cancel the account.

Bank counter cancellation:

(1) Carry valid certificates, such as ID cards and credit cards.

(2) Get the reservation number from the bank and queue up.

(3) Explain to the service staff that you want to cancel the account, hand over the credit card to the bank staff and fill in the relevant application.

(4) Credit card cancellation is completed.

Precautions:

If the credit card is lost, you need to reissue a credit card first, then cancel the account, and the card fee is required to reissue the card;

Credit card cancellation must take out the balance on the card to ensure that there is no debt on the card.

It should be pointed out that:

1. Before cancellation, you need to pay off the arrears and take out all the overpayments before you can cancel the credit card of Ping An Bank;

2. In the process of cancellation, it is necessary to cut off the cancelled cards to avoid economic losses caused by card theft by criminals;

3. After cancellation, don't think that the bank can ignore the credit card when handling cancellation. You need to call the bank customer service after 45 days to confirm whether the account is completely cancelled.

Credit card loss reporting method:

1. After the credit card is lost, immediately call the 24-hour customer service hotline of the issuing bank to provide personal basic information, and then the staff will report the loss of the credit card and apply for a new one.

2. Bring your ID card to the credit card department of the bank to report the loss.

3. At the same time, you can also choose to handle the "lost card protection" business. At present, a number of commercial banks have opened the 48-hour protection function before reporting the loss of credit cards, that is, if credit cards are stolen within 48 hours before reporting the loss, all losses will be shared by banks and cardholders.