I can verify the product according to the type of account registration. Before you trade, you need to evaluate the type of your trader. I suggest your merchant confirm it or wait for the merchant to settle the account. You can inquire about the products calculated according to the items of the Product Rules Department of China Merchants Bank: 1, credit card fees, revolving credit line interest, cash advance fees and interest, fees (liquidated damages and interest) generated by overdue repayment, and various fees agreed in the credit card collection contract of China Merchants Bank. 2. Pay related expenses by withholding; 3. Including the consumption of low-rate and zero-rate merchants limited to real estate, automobile sales, wholesale, public hospitals, public schools, government, finance (insurance, investment), charity and non-profit social services for residents; 4. Other projects designated by China Merchants Bank.