Legal Subjectivity:

It is generally not illegal to call your parents to collect on overdue credit cards, because when the debtor cannot be contacted, the bank can notify the emergency contact person. According to the regulations, the borrower If the loan is not repaid on time, a certain amount of overdue interest must be paid in accordance with the agreement or relevant national regulations, and the corresponding liability for breach of contract must be borne. The law is objective:

Article 42 of the "Public Security Administration Punishment Law" who commits any of the following acts shall be detained for not more than 5 days or fined not more than 500 yuan; if the circumstances are more serious, he shall be sentenced to not less than 5 days but not less than 10 days The following detentions may be combined with a fine of up to 500 yuan: (1) Writing threatening letters or threatening others' personal safety in other ways; (2) Blatantly insulting others or fabricating facts to slander others; (3) Fabricating facts and falsely accusing others in an attempt to Subjecting others to criminal prosecution or public security administrative penalties; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) Repeatedly sending obscene, insulting, threatening or other information to interfere with the normal behavior of others of life.