Whether the China Merchants Credit Card is damaged, reported lost, or expired, once you get a new card, you must cut off the old card and destroy it. Because the old card has no functions and contains a lot of your personal privacy, destroying the old card can ensure the security of the customer's personal information
If you need to replace or replace the card, you can refer to the following process:
p>When your credit card cannot be used due to damage, breakage, blurred signature or change, or degaussing of the magnetic strip, please call the China Merchants Bank credit card customer service hotline: 4008205555, and select "After completing the identity verification in the voice system 9" Transfer Service Specialist will perform the card replacement operation for you, with a handling fee of 15 yuan/card.
Extended information:
Report the loss of China Merchants Bank credit card
If your China Merchants Bank credit card is accidentally lost, please call the China Merchants Bank credit card phone number: 400-820-5555 , select "Credit Card Loss Report" and submit a loss report request to China Merchants Bank Credit Card Customer Service. The customer service will ask you to provide your ID number and name for verification. Once the verification is passed, your credit card can be reported as lost.
Reporting the loss of China Merchants Bank credit cards is a fee-based service. The fee for reporting the loss is RMB 60 per card. If you need to apply for a new card after reporting the loss, you will need to pay an additional fee of RMB 15 per card for the replacement. The credit card will be mailed to your billing address in about ten working days. If express delivery is required, a 20 yuan express fee will be charged.
China Merchants Bank Credit Card Replacement
Tips: Please cut off and destroy the old card immediately after receiving the new card and completing the card opening process to ensure your rights.
The validity period of China Merchants Bank credit card is 3 years. You can find the validity period of the card under the credit card number. China Merchants Bank will take the initiative to send the new card to your billing address by registered mail around the end of the month before the expiration of your card's validity (excluding student cards), without any formalities.
1. The credit card center will send a new card and the card number will remain unchanged
Generally, when a credit card expires and the credit card center will send a new card directly, there is no need to change the credit card number. The card number is the same as the old card.
But there are two places that will change, one is the validity period of the card, and the other is the CVV2 code on the back, which is the security code.
2. If the new card is not received and the card is sent a second time, the card number will change
During the process of replacing the new card, if the cardholder fails to receive the new card as scheduled, You should call the bank’s credit card customer service center immediately for enquiries. After confirming that the card has been lost, the bank will handle the lost card securely to prevent the card from being used fraudulently. Then, the bank will issue a new card for free and resend it to the cardholder.
However, it should be noted that the new card sent by the bank for the second time will change the card number.
3. If you change the youth card when it expires, the card number will change
Many banks have youth cards with clear regulations on the application age, such as China Merchants Bank’s young card, Shanghai Pudong Development Youth Card, etc. , you cannot use it if you are 30 years old. If you apply for it when you are 27 years old and wait for the validity period to change the card, your age will naturally exceed. The bank will not issue you another youth card, but will issue other card types. This In this case, the card number will change.
Summary: Will the card number change when a credit card expires? It mainly depends on three situations. Nowadays, many people’s credit cards are bound with automatic repayment, Alipay quick payment and other projects. If the card fails, If the card changes, you need to replace the bound old card with a new card to avoid inconvenience during card use.