Here are the popular loan platforms where credit cards are available

Using credit cards to pay can solve the problems in the daily lives of cardholders. Many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit. So, what kind of loans can you get with a credit card?

1. Huanbei

Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.

2. Hengyidai

Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.

3. Baoyin Consumer Finance

Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.

4. China Merchants Bank E-loan

Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.

The above are all loans that can be borrowed by credit cards. Card friends can apply for them.

What software can help pay off credit cards?

Nowadays, there are many loan borrowing services on various platforms, and there are many brands. Many users are also very selective, especially now that a certain kind of loan is not available and they need to find other platforms. There are still many such projects for repayment, especially many APPs that find out the psychology of users and choose some other platforms for repayment. There are many online searches, so the editor will show you some that are trustworthy. Credit card payment software.

First of all, what we need to understand is that Huanbei APP is also a repayment product with a large number of users and high practicality. The repayment is a brand owned by Shanghai Shuhe Technology, and the brand is the role of users. It is relatively wide and has wide coverage. It can help users repay credit cards in low-interest installments and borrow timely. The APP borrows money from the platform and then repays it to another platform in time. Repay the money to Huanbei APP, so that you can postpone the repayment through recurring borrowing and repayment.

There is also Kakadai APP. This APP is a fully intelligent credit card repayment platform, and the service number and application number of the APP can be applied on the APP. You only need to fill in your own relevant information. You can register for a loan with your information number, and the advantage of this loan is that it has low risk, and the loan service efficiency is guaranteed to be high. The loan capital is also relatively high, which can reach about 50,000, and the monthly fee is as low as 0.5%. The borrowing speed is relatively fast, usually the loan is released on the same day, and the installment model is provided with even-numbered repayments from 6 to 24 installments.

You can also choose Shengbei APP. Shengbei APP is the earliest Internet financial brand to introduce balance loans in China, and it is supported by Harbin Bank’s net lending, which shows that the APP is a very reliable fund. It is a platform with a very sufficient chain, and it can also be borrowed in three installments, including 3 installments, 6 installments, and 12 installments. The standard repayment fee is generally about 70% of the bank fee.

The above three credit card repayment software are relatively reliable. Of course, there are also other repayment APPs. However, each repayment APP has different repayment interest rates, different methods and even different risks. Likewise, try to choose several refund apps with high user rates, high support rates, and high frequency of use.

Where can I borrow money if my credit card is overdue? There are so many channels!

Everyone knows that overdue credit cards will result in bad credit records and will have a certain impact on borrowing money, but the details still depend on the severity of the overdue period and the laxity of the risk control of the borrowing channel chosen.

So where can I borrow money if my credit card is overdue? Today I will tell you about some common channels.

Where can I borrow money if my credit card is overdue?

Before borrowing money, you must determine the degree of overdue credit card. If you are not sure, you can check the credit report to judge. It mainly depends on the number of overdue status of the credit card. Once overdue, it will be marked with 1, and three 1s appear in a row. Or if there are 6 "1's", the overdue loan is very serious and formal loans will not be approved. For others, as long as the overdue loan is paid off before the loan is overdue, there is a chance, and it must be judged based on the loan channel.

1. Bank channels

If your credit card is not seriously overdue, you can also borrow money from the bank. Banks have credit loans and mortgage loans, and the thresholds are different.

Like applying for a credit loan, if you borrow money on credit, it will be more difficult to get the loan if it is overdue. However, you can try to apply for a credit card cash installment, which will be relatively easier. When applying for a mortgage loan, you can provide sufficient collateral with realizable value. As long as you are not a credit shady, you will have the opportunity to borrow money. The amount is generally about 80% of the assessed value of the pledge.

2. Lending institutions

There are many lending institutions that can borrow money now, most of which are private financial institutions. They do not pay as much attention to credit reporting as banks. In order to protect the security of funds and personal information , it is recommended to borrow money from licensed financial institutions, such as China Merchants Union Finance, 360 Finance, Ctrip Finance, and Immediate Finance, to apply for a credit loan.

Usually there is no problem with the repayment ability, and there is no big difficulty in the credit report because the credit card is overdue. However, whether you can borrow money will not be known until the comprehensive evaluation results of the system come out. Regardless of whether you can pass or not, you will be notified by text message at that time.

The above is the relevant introduction to "Where can I borrow money from when my credit card is overdue?" In short, if your credit card is not seriously overdue and you have the ability to repay, you can borrow money from multiple channels.

Where can I get a loan if my credit card is overdue?

We know that overdue credit cards will affect your credit, and it is difficult to get a loan with bad credit. Although it may not be rejected, you must choose the loan channel right. Many people want to know where they can get a loan after their credit card expires. Here we will introduce it to you. Where can I get a loan if my credit card is overdue? In fact, there are many loan channels available for overdue credit cards. However, if you want the security of funds and information, it is recommended to use formal loan channels, such as banks, licensed financial institutions, etc., and these are more important to personal credit. Therefore, if your credit card is overdue, it is recommended that you repay the overdue amount before applying for a loan. After all, many lending institutions will not lend to people who are currently overdue, because the current overdue payment indicates that the lender's repayment ability is not good, and even credit cards cannot If you can't pay it back, there will definitely be a risk of overdue loans if you lend to them. For this reason, the first thing that friends who have overdue credit cards should do is to pay off their credit card balances, and then choose a suitable loan channel. If you want to improve your loan success rate, you can try these two methods: 1. Secured loans are loans from banks or licensed institutions by providing collateral or guarantees. Generally, the borrower has not been overdue three or six times in a row, and has not been overdue in the past six months. It is easier to succeed if you are overdue no more than 2 times and have a strong repayment ability, but the loan fees will be relatively high. 2. Private borrowing means borrowing money from some private lending institutions. These institutions do not attach much importance to the credit of the lender, but you need to understand the qualifications of the lending institution and the loan interest rate before borrowing to avoid borrowing. The important thing is to choose the right loan product based on your repayment ability.

That’s it for the introduction of where you can get a loan and repay a credit card.