1. Dolphin Accounting Book:

Company entity: Beijing Changyu Technology Co., Ltd.

This is a new company established in 2017. The appstore was launched in May and is currently released to version 2.0. Dolphin’s opening page is a bit imitated by Keep’s self-discipline gives me freedom, changed to “Self-discipline gives me financial freedom.” Judging from the industrial and commercial registration, the registered address of the two shareholders is an incubator.

Why would LaLa recommend a product from such a new company (this is definitely not a soft article). First of all, Dolphin's interface is very simple. When entering the homepage, there are four main ledgers "Daily, Decoration, Travel, and Campus". Each ledger contains consumption details commonly used in each category, and can also be customized. Dolphin's chart page can clearly display comparative monthly income and expenditure details with graphics. In addition, you can use three small tools on the discovery page to query the "currency exchange rate, provident fund loan calculation, and commercial loan" functions.

2. Circle ledger:

Company entity: Beijing Quya Technology Co., Ltd.

Funya was founded in November 2014 and released its first version on the appstore in June 2015. When Circle Ledger was launched, it focused on the young market. Officially, Circle Ledger has been used by tens of millions of users, and has been featured and recommended on the homepage of the App Store dozens of times. It has received two rounds of investment from Plum Blossom Angel and Lakala. The founding team comes from companies such as Meituan, Sohu, and Renren. It is a typical Internet team.

The circle ledger also has several thoughtful little features that are particularly useful: Accounting Reminder - You can set a time to remind yourself to account; Automatic Accounting - You can set a fixed expense to be recorded every day of the month, such as rent. , bus fares, etc.; take photos for accounting - when accounting, you can take photos of the receipts and make a record. In addition to cash, assets in WeChat payment and Alipay payment used daily can also be recorded in the account balance.

Currently, the circle ledger is also connected to some third-party services such as: financial management, cash loans, credit cards, insurance, and can also query provident funds and calculate mortgage fees. If you frequently spend money in various places, the circle ledger also has a small function that is quite interesting, called bill map, which is somewhat similar to the iPhone photo map.

3. Caiyu Guanjia

Company entity: Beijing Caizhiyun Investment Management Co., Ltd.

Caizhiyun was established in October 2014 and launched Caiyu Guanjia in December of the same year, aiming to help financial management users achieve "all assets, managed in one place". It has completed two rounds of financing from Xintian Venture Capital, Xinhu Holdings, and 51 Credit Card. The founder, Liu Zhenyu, was a Tencent product manager. The first "balance accounting method" helps users manage assets.

The main focus of Caiyu Guanjia is balance accounting, which actually helps you compile bill statistics for your assets. Currently supported funding channels include: bank cards, credit cards, provident funds, P2P online loans, stocks, funds, loans, bank financial management bonds, cash and foreign exchange and other assets, basically covering all commonly used investment methods.

Let me talk about a few highlights. For example, the Caiyu P2P area supports automatic synchronization with more than 80 online loan platforms. You can also manually enter the purchased product, yield rate, and purchase time, and Caiyu will help you calculate it. In the stock section, Caiyu records more than 9,000 stocks, including A shares, Hong Kong stocks and US stocks; in the bank financial management section, Caiyu has thousands of stocks from more than 300 banks. Choose a product... and automatically remind you of your earnings and expiration time.

In Caiyu Guanjia, you can also intuitively see your asset allocation and liabilities through the "Asset Perspective", and you can also clearly see your financial management process. In addition, Caiyu also has a fish pond communication community.

There will be officially certified big Vs and various fish inside to share investment experience, online loan exchanges and revelations (in the past two months, there have been a lot of rumors about P2P platforms, and there are many in the fish pond. breaking news). What's more tasteless about Caiyu is that some advanced functions require a certain amount of points before they can be used. Of course, this is some of the operating strategies of other people's products.