1. First, open the mobile banking software and click "Bank Card" in the "My" interface;
2. Find and click to enter the bank card interface to be operated, and click "Account Information" in the "Bank Card Management" interface;
3. In the "Account Management" interface, click "Cancel the suspension of non-counter business";
4. You need to verify the corresponding mobile phone number, and then enter the payment password to verify your identity;
5. Only after all the verifications are passed can the operation be successful.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Application version: 7.0.5
1. What is the restriction of bank cards for off-counter transactions?
Bank cards are restricted from over-the-counter trading, which means that the over-the-counter trading function of bank cards is restricted, and cardholders can only handle related business at the counter, but ATM and online banking cannot operate.
Second, banks will not restrict over-the-counter transactions for no reason. It must be because the abnormal transaction of the cardholder triggered the bank's risk control system that it was restricted from over-the-counter trading. Generally, in addition to sleeping households, the following situations will also be restricted from over-the-counter trading:
1, incomplete information
When handling the savings card, the information filled in is incomplete, which limits the over-the-counter transaction!
2. The ID card has expired.
When the ID card expires, it must be reissued in time, and then all bank cards and software must be updated in time, otherwise it will definitely affect the use!
Step 3 brush the bill
Savings card arbitrage is prohibited by banks. Therefore, this daily trading of savings cards will naturally lead to the risk control of banks and be restricted from over-the-counter trading.
4. settlement card
In fact, this generally appears in the industry of card-raising intermediary, and normal card-reversing customers will not have any problems. Many old railway operators are worried that if I keep all my cards and record 10-20 transactions, will there be risks? In fact, this risk is very small. Many old railways spend 3-5 minutes to swipe the card above 10, and then receive the receipt above 10. It makes no difference!
5. Proportion of investment
Some time ago, the bank also issued an announcement to restrict bitcoin transactions. If your investment is recorded too frequently, it will also attract the attention of the bank. However, financial friends, don't worry, this situation is rare!
Second, pay attention to:
Don't let the credit card out of your sight when you spend money. Pay attention to the number of times the cashier swipes the card. When you get the order and card, check whether the amount on the order is correct and whether it is your card.
Open SMS service, track account changes at any time, and call the bank to report the loss once the transaction is abnormal.
Some banks have special cardholders who can store their bank cards in a white place to prevent degaussing.