What is the daily limit for CCB credit cards?

Using CCB credit cards to swipe purchases can generally be controlled within the limit without any daily limit; credit card cash advances generally do not exceed the customer's credit limit 50 (cash withdrawal, cash transfer, cash installment payment), and does not exceed the current available limit of the card. Overdraft cash withdrawals and cash transfers do not enjoy the interest-free repayment period. The daily cash withdrawal limit per card through counter channels is 20,000 yuan, and the daily cash withdrawal limit per card through self-service equipment (such as ATM) channels is 10,000 yuan. The daily limit for cash transfers out of counters, smart teller machines (STM), ATMs, mobile banking, and personal online banking channels is 20,000 yuan per card, and the monthly limit per card is 50,000 yuan. The actual amount that can be processed will also be affected by the card limit and usage. If you need to withdraw or transfer excess payment that exceeds the limit control, please go to the counter of a CCB branch to handle it.

(In case of business changes, please refer to the actual situation.)

What is the general credit limit of China Construction Bank

The approval limit of CCB Long Card Preferential Credit Card is 1000- 50,000 rooms.

The credit limit for China Construction Bank's regular cards is generally between RMB 3,000-10,000.

The credit limit of China Construction Bank Gold Card is in the range of 10,000-50,000 yuan.

The credit limit of China Construction Bank Platinum Card is generally more than 50,000 yuan.

China Construction Bank does not clearly stipulate the upper and lower limits of credit card credit limits. During the initial review, the quota is comprehensively assessed based on the information attached to the application and the specific circumstances. Please refer to the review results for the specific quota.

The limit when applying for a CCB credit card for the first time is often not high, and should not exceed 10,000 yuan. The limit for a CCB gold card is only between 10,000 and 50,000 yuan.

The credit limit when applying for a CCB credit card for the first time is closely related to the card application information provided by the applicant. The more detailed the information, the higher the success rate of the card application, and the corresponding credit limit will be higher, and the CCB credit card fixed limit increase is relatively Difficulty, usually you need to submit additional proof of financial resources, so if you are applying for a CCB credit card for the first time, it is recommended to provide as many supporting materials as possible

The CCB credit card limit will be different depending on the applicant’s qualifications. It is recommended to contact the Determined by banking institution staff.

Credit card is a simple credit loan service of the bank, which is embodied as a payment method for non-cash transactions. The credit card limit is determined by the bank based on the credit worthiness and financial resources of the cardholder.

Extended information:

Conditions for applying for a credit card:

1. Aged 18 and below 65 years old;

2. Have good reputation Credit record;

3. Applicants can apply for no more than two supplementary cards for their spouse or relative who has full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity proof: copy of resident ID card or military officer ID;

2. Work and income proof;

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3. Other financial resources proof: such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc. Things to note when applying for a CCB credit card:

Users need to evaluate their own financial situation and self-control ability, and choose an amount that is within their personal affordability. What needs to be reminded is that do not trust card application intermediaries easily, and you must apply for credit cards through formal channels.

The higher the total limit of the credit card, the better. In addition to ensuring that it can meet your emergency needs, it should also be controlled within your repayment ability. It is best not to exceed your regular income for half a year. It is recommended that cardholders who have applied for more than three credit cards can use a special credit card accounting management app to prevent them from forgetting to repay due to too many credit cards, causing overdue credit reporting.

What is the credit limit of China Construction Bank's credit card?

The credit limit of China Construction Bank's regular card is 3,000-10,000 yuan, the credit limit of China Construction Bank's gold card is 10,000-50,000 yuan, and the credit limit of China Construction Bank's platinum card The credit limit of the card is generally more than 50,000 yuan.

The specific credit card limit that can be applied for depends on the applicant's comprehensive score in China Construction Bank. The higher the comprehensive score, the higher the credit card limit that can be applied for.

Credit card limit, also known as credit card available limit, refers to the maximum amount that can be used by your credit card. It includes credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited into the credit card. .

The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income, provident fund social security, and asset guarantee statements. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.

What are the tips for increasing your credit limit?

1. Consistent and frequent credit card consumption

Persistence means that after you have a credit card, you must persist in long-term credit card consumption. It is best to generate a credit card consumption limit every month for more than three consecutive months. Do not use it for a period of time and then freeze it for a long period of time.

Frequency means to swipe your card wherever you can, no matter how big or small the amount is. The more times and merchants you use, the better. If you swipe your card all at once, it will be easy for the bank to think you are suspicious. , it is difficult to raise the quota.

2. Pay attention to the amount of credit card swiping and the temporary limit increase

Pay attention to the amount of credit card swipe and make full use of the temporary limit increase.

3. Persist in applying and seize the opportunity to apply

Persist in applying and seize the opportunity to apply, a two-pronged approach. For credit card users, you can insist on using the phone to apply to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles when processing applications in this area. Maybe they failed the previous one but passed the next time, and Keeping a record of your phone application will also help you apply for a quota increase in the future.

4. Use the threat of card cancellation or sleep suspension

Use the threat of card cancellation or sleep suspension. After you have made multiple applications and been rejected, you can consider using this trick. Just tell the bank's customer service or staff directly. If the credit card limit cannot meet the actual needs, they will consider canceling the card. It is best to show some In fact, of course, the attitude should not be too bad. It is best to be soft but hard, so that it is easier to gain room for negotiation and maneuvering.