1. The credit card has not been used for half a year. When adjusting the credit card limit, Huaxia Bank will refer to the consumption records of the past six months. If it is less than six months, the bank will not increase the quota.

2. Banks will not agree to increase the credit limit, even if the number of credit card purchases is small or the credit card limit is low. Banks will think that the financial resources are not enough to repay higher credit cards. At this time, you can submit proof of financial resources to the bank, such as professional title and property list, to prove that you can repay a higher credit card.