If you need money urgently and need a loan, you can find a guarantee company to guarantee it. The guarantee company will decide whether to agree to guarantee for you according to the nature of your blacklist. Secret bank won't lend. If any channel says that banks can lend money, it must be a liar. You should be careful.
When applying for a loan from a bank, the bank will review the borrower's personal credit information. Only when the borrower's personal credit is good and meets the conditions of the bank can he apply for the corresponding loan. When many people apply for a loan from a bank, it is because the credit information does not meet the requirements of the bank that the loan application is rejected. If the frequency of "hard inquiry" in the credit report is too high and there is no record of successful loan or credit card issuance, it means that the applicant's property status is not good, and 90% banks and financial institutions will refuse the loan.