Current location - Trademark Inquiry Complete Network - Overdue credit card - Is it easy to apply for Pudong Development Credit Card?
Is it easy to apply for Pudong Development Credit Card?
Is it easy to apply for a credit card of Shanghai Pudong Development Bank?

Credit card application is easy, bank quota is high, interest rate is low, and credit card online application is handled:

If you want to find a bank with the best credit card, you can choose from private banks, local banks and their co-branded cards, which is also a common cognition.

In addition, the development of credit card business in different banks is different. Generally speaking, there are many credit cards, so the threshold for application is relatively low and the probability of passing is relatively high.

When handling credit cards, many cardholders not only look at the threshold of handling cards, but also pay attention to the amount. After all, the larger the credit card amount, the more enjoyable it is to swipe the card, so many people want to apply for a credit card with a good amount.

Meituan joint credit card

Meituan co-branded credit card is a co-branded card jointly launched by the bank and Meituan. The credit limit of Meituan's joint credit card is generally 1 0,000-50,000 yuan, and the maximum credit limit is 50,000 yuan. (

Meituan joint credit card application

)

Meituan cooperated with Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai and Bank of Qingdao to launch joint credit cards. The number of cooperative regional banks reached 14.

Cardholders can bind Meituan credit card on Meituan, and when spending on Meituan, they can use Meituan credit card to pay and enjoy relevant preferential activities.

If you are a senior user of Meituan, you often order takeout and group purchase, and you have certain spending power. You have applied for other bank credit cards and used them normally, so applying for the Meituan co-branded card is basically the second batch.

Meituan Credit Card can be used every day to deduct 6 yuan, and every takeaway can be deducted from 6 yuan for 90 consecutive days. Movies are 50% off every month, and credit card spending points can be automatically converted into the change of Meituan according to the standard of 10 yuan/100 yuan, which will be cashed on Tiantian Platform.

Bohai bank credit card

The credit card limit of Bohai Bank is: ordinary card limit1000-10000; Gold card amount10000-50000; The amount of platinum card is more than 50,000. It should be noted that the approval of credit line for credit card application is based on the applicant's actual situation, job stability, fixed income and so on. (

Bohai Bank Credit Card Application

)

Its products mainly include standard cards, Bohai Bank 5 1 joint credit cards, travel theme cards, house theme cards and family theme cards. The 5 1 joint credit card of China Bohai Bank is a UnionPay standard gold card, free of annual fee, with a maximum credit line of 654.38+10,000 yuan. The card does not have an interest-free repayment period, and it bears interest on a daily basis, and it can be repaid as it is borrowed, which flexibly meets the shopping and consumption needs of cardholders.

Shanghai Pudong Development Bank Credit Card

The credit cards of Shanghai Pudong Development Bank are divided into ordinary cards, gold cards and platinum cards according to the card level. Generally, credit cards are between 3,000 and 50,000 yuan, gold cards are between10000 and 50,000 yuan, and platinum cards are above 50,000 yuan. (

Shanghai Pudong Development Bank Credit Card Application Form

)

The credit limit of Shanghai Pudong Development Bank's credit card is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card limit.

Hengfeng bank credit card

The credit card limit in hengfeng bank is generally: the credit card limit is between 3,000 yuan and 65,438 yuan+00,000 yuan. Gold card amount: 5000 -30000 yuan. Platinum card amount: 10000 -50000. (

Hengfeng bank credit card application

)

This article mainly talks about hengfeng bank Star Platinum Credit Card, which is a family-oriented credit card. With this card, it can provide cardholders and their families with a variety of rich rights and interests, such as comprehensive aviation security, private health housekeeper shared by families, triple points on Wednesday, exclusive points cashback, UnionPay platinum courtesy and so on.

In terms of travel, Star Platinum Credit Card is also quite distinctive. With this card, cardholders and their families can enjoy global flight delay insurance in 300 yuan and air checked baggage delay insurance in 800 yuan for a single delay of two hours.

Is it easy to apply for a credit card of Shanghai Pudong Development Bank?

Good application. There are two kinds of credit cards in Shanghai Pudong Development Bank: the main card and the supplementary card. The application conditions are as follows:

1. Main card application conditions: at least 18 years old, with good personal credit record and stable work and income;

2. Supplementary card application conditions: 15 years old or above; The applicant for the secondary card is the immediate family member of the applicant for the primary card, that is, the relationship between the applicant for the primary and secondary cards is: spouse, parents and children.

Information required for applying for Shanghai Pudong Development Bank Credit Card:

1. Identity cards, household registration books and other identity documents;

2. Academic certificate;

3. Work certification documents stamped by the unit;

4. Income certificate issued by the unit;

5. Credit report;

6. Proof of financial resources;

7. Proof of residence (copies of telephone charges for water, electricity, coal and houses and property management fees can be provided as valid proof of residence).

As long as you meet the above application conditions and provide the above application materials, then the credit card of Shanghai Pudong Development Bank can be easily handled. In short, if you meet the requirements, the more complete your information, the faster and easier the bank's audit will be. Also, the difficulty of applying for a credit card mainly depends on the applicant's personal conditions, not the auditing standards of any bank. If you can provide valid financial documents, it will help the bank to understand your personal situation and judge the credit limit. If you already have a credit card, you can use it to apply for a card, which can also facilitate many steps.

The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established on June 5438+ 10, 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and cooperate with aviation, hotels, department stores, communications, Internet platforms and other industries to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.

The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.

Is the credit card of Shanghai Pudong Development Bank easy to handle?

It is easy to apply for a Pudong Credit Card as long as it meets the requirements of the bank. However, at the time of application, different users get different quotas. The more financial resources submitted by ordinary users, the more credit issued by banks. You usually get the card about 30 days after submitting the information.

Users who apply for Shanghai Pudong Development Bank Card must be over 18 years old and have good personal credit information. When applying, they can go through the bank official website and the bank counter. When you apply in official website, you can learn more about the benefits contained in this credit card, and then decide whether to apply according to whether these benefits are what you need most.

After the user submits the information, the bank will approve it. At this time, users can check the application progress through different channels such as bank official website and telephone banking. If the application is rejected by the bank, you can call to ask the specific reasons, and then correct it and resubmit it.

Users need to activate after getting a new credit card. The activation method has been marked on the mailed envelope. Just choose one of them. After the credit card is activated, you can spend it by swiping it. But after consumption, you must repay on time, and there can be no overdue repayment.

Extended data

So what are the serious consequences of overdue?

If you enter the blacklist of credit information, your trip will be banned. Once it is seriously overdue and the bank's urging is invalid, you will enter the blacklist of credit information. It will cause the consequences of not being able to fly, high-speed rail, accommodation and so on. This will seriously affect children's study abroad. Loans overdue has been overdue for more than 3 months, and the bank will collect it according to law and bring a lawsuit against it according to the loan contract and guarantee contract. Measures such as property preservation will be taken, including freezing all bank accounts of lenders and loan guarantors, sealing up and pledging property, etc. After the judgment, the property will be enforced according to law to pay off the bank's loan losses.

It is best to pay back the money in full after the deadline and give an explanation. If you forget to pay back the money because of your consistent carelessness, you must repay it in full as soon as possible after it is overdue, and it is best to repay it in full, because calling the bank after full repayment means that it will be easier to succeed in requesting cancellation of overdue records.

If the credit card cannot be repaid in one lump sum, you can negotiate with the bank to repay it in installments. Staging after overdue, also known as personal debt restructuring, can not only help debtors ensure their basic livelihood, but also make reasonable repayment and avoid collection and asset disposal. If it is a financial problem, it is not recommended to pay back several hundred and one thousand yuan, which will deduct interest and liquidated damages. Either relatives and friends turn around and pay off the overdue interest in one lump sum, or the bank stops paying interest, so the interest will not rise. Repay slowly to avoid collection and avoidance!

Are Pudong Development Credit Card and Pudong Development Credit Card easy to handle? This concludes our introduction. I wonder if you found the information you need from it?